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Fun and Cost-Effective Date Night Ideas

Whether you’ve been together a few months or several decades, keeping the spark alive in your relationship takes work. But spending on regular date nights can quickly add up. Before you think about putting your next evening out on your credit card or worrying about your personal finances, check out some of the more affordable date ideas that could help … Continue reading

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How to Pay for Home Renovations

Whether you’re dreaming of a chef’s kitchen, modern bathroom, or home addition, you’re not alone. Many homeowners have been remodeling instead of moving during a tight real estate market. Whether you’re looking for renovation projects that will add lasting value to your house or just trying to change things up to work better for you, you’re probably wondering about the … Continue reading

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Debt Relief Help: How and When to Consolidate Your Debt

With an average annual salary of $46,744 and an average credit card balance of $8,323, many New Mexicans are struggling under the burden of high-interest revolving debt. Once you’re in the hole with credit card debt, it’s hard to break the cycle and get your card balances back to zero. Debt consolidation is one option to help you pay off … Continue reading

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How to Start Saving for Your Child’s College Fund

Sending a child to college is a large financial expense for many families. As with many big expenses, getting a head start on saving will make it easier when the time comes to pay that first tuition bill. In this article, we’ll cover some options for New Mexico families to save for and finance a child’s education, including our LOV … Continue reading

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Things to Consider Before You Cancel a Credit Card

The average New Mexican is carrying about $5,851 in credit card debt. While our state’s average credit card balance is lower than other states in the U.S., carrying a balance from month to month on your credit card can still be damaging to your finances. So, whether you are thinking about closing a credit card account in order to pay … Continue reading

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Financial Planning for New Parents

There is the classic guide for expectant parents, What To Expect When You’re Expecting, and then there is our guide for what to expect financially when new parenthood is on the horizon. Keep reading to learn the financial steps every new parent should take before and after the baby is born. What To Do BEFORE the Baby Whether you’re already … Continue reading

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Checklist for Winterizing Your Home in New Mexico

While New Mexico is known for its pleasant climate, temperatures can fall sharply overnight, and the higher in elevation you are, the colder you can expect the temperature to be. Winter in New Mexico is the driest season of the year. Still, snow can fall in mountain areas and the valleys can see rain over the winter. So, winterizing a … Continue reading

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How to Safely Manage Your Finances Online

October was Cybersecurity Awareness Month and the theme for 2021 was “Do Your Part. #BeCyberSmart.” At Del Norte Credit Union (DNCU), we are committed to helping you with every aspect of your finances, including safely managing them online. In this blog, we share tips to help you safely use online banking, shop online, and more. Use Strong and Unique Passwords … Continue reading