{"id":4638,"date":"2021-05-14T11:40:17","date_gmt":"2021-05-14T17:40:17","guid":{"rendered":"https:\/\/www.dncu.com\/?p=4638"},"modified":"2024-10-25T16:12:18","modified_gmt":"2024-10-25T22:12:18","slug":"podcast-s01e01","status":"publish","type":"post","link":"https:\/\/www.dncu.com\/es\/blog\/podcast-s01e01\/","title":{"rendered":"El t\u00e9 financiero de la ma\u00f1ana: Temporada 1, Episodio 1."},"content":{"rendered":"<h2 style=\"text-align: center;\"><span style=\"font-weight: 400;\">Personas ayudando a personas: <\/span><\/h2>\n<h3 style=\"text-align: center;\"><span style=\"font-weight: 400;\">La diferencia de la cooperativa de cr\u00e9dito<\/span><\/h3>\n<p style=\"text-align: center;\"><iframe loading=\"lazy\" style=\"border: none;\" title=\"Reproductor incrustado\" src=\"\/\/play.libsyn.com\/embed\/episode\/id\/19145849\/height\/128\/theme\/modern\/size\/standard\/thumbnail\/yes\/custom-color\/5a255d\/time-start\/00:00:00\/download\/yes\/hide-show\/no\" width=\"100%\" height=\"128\" scrolling=\"no\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p><span style=\"font-weight: 400;\">Seguridad, inclusi\u00f3n y\u2026 \u00bfahorro? Diego y sus invitados explican por qu\u00e9 pertenecer a una cooperativa de cr\u00e9dito es bueno para usted y su dinero. Entre ellos se encuentran Kristin Harrison, directora de desarrollo comercial de WebStrategies, Inc., Deb Salazar, directora de experiencia del cliente de DNCU, y Juan Fern\u00e1ndez Ceballos, futuro presidente y director ejecutivo de la Asociaci\u00f3n de Cooperativas de Cr\u00e9dito de Nuevo M\u00e9xico.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">No es exagerado decir que las cooperativas de cr\u00e9dito tienen m\u00e1s en com\u00fan con los servicios de emergencia que con los bancos. \u201cEl sentido de pertenencia es fundamental en todo lo que hacemos como cooperativa de cr\u00e9dito para nuestros socios\u201d, afirma Kristin. Al igual que los bancos, las cooperativas de cr\u00e9dito otorgan pr\u00e9stamos, reciben dep\u00f3sitos y ofrecen muchos otros servicios financieros. La diferencia radica en su enfoque operativo. Como organizaciones sin fines de lucro, las cooperativas de cr\u00e9dito priorizan las necesidades de sus socios sobre las ganancias, invirtiendo en las comunidades a las que sirven en lugar de en Wall Street.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">No pienses ni por un segundo que las cooperativas de cr\u00e9dito no son tan astutas ni s\u00f3lidas financieramente como los grandes bancos. \u201cNo buscamos el lucro, pero aun as\u00ed debemos administrar bien el dinero de nuestros socios\u201d, explica Deb. Esta estrategia bancaria cooperativa permite a las cooperativas de cr\u00e9dito pensar y actuar a nivel local. Juan coincide, se\u00f1alando que una instituci\u00f3n financiera t\u00edpica no es lo suficientemente \u00e1gil para responder directamente a lo que sucede en la comunidad. \u201cSon las cooperativas de cr\u00e9dito, propiedad de nuestros socios, propiedad de nuestra gente, las que est\u00e1n ah\u00ed para servirles, conocerlos de verdad, acompa\u00f1arlos y ofrecerles los productos y servicios adecuados para satisfacer sus necesidades\u201d.\u201d<\/span><\/p>\n<p><span style=\"color: #c15800;\"><b>T\u00e9 financiero caliente:<\/b><span style=\"font-weight: 400;\"> Puedes programar una cita con un asesor financiero en tu cooperativa de cr\u00e9dito local. Los asesores financieros ayudan a los socios a crear un plan para alcanzar el \u00e9xito financiero, sin prejuicios ni condiciones.\u00a0<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; color: #c15800;\">Trabajar juntos para fortalecer el bienestar financiero individual; esa es la ventaja de pertenecer a un grupo.\u00a0<\/span><\/p>\n<h3><b>Invitados destacados<\/b><\/h3>\n<p><b>Kristin Harrison<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Director de Desarrollo de Negocios<\/span><\/p>\n<p><span style=\"font-weight: 400;\">WebStrategies, Inc.<\/span><\/p>\n<p><a href=\"https:\/\/www.webstrategiesinc.com\/\"><span style=\"font-weight: 400;\">WebStrategiesinc.com<\/span><\/a><\/p>\n<p><a href=\"https:\/\/www.linkedin.com\/in\/kristin-harrison\/\"><span style=\"font-weight: 400;\">LinkedIn<\/span><\/a><\/p>\n<p><b>Deb Salazar<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Director de Experiencia del Cliente<\/span><\/p>\n<p><a href=\"https:\/\/www.dncu.com\/es\/\"><span style=\"font-weight: 400;\">Cooperativa de Cr\u00e9dito Del Norte<\/span><\/a><\/p>\n<p><a href=\"https:\/\/www.linkedin.com\/in\/deb-salazar-3058a670\/\"><span style=\"font-weight: 400;\">LinkedIn<\/span><\/a><\/p>\n<p><b>Juan Fern\u00e1ndez Ceballos<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Presidente y director ejecutivo entrante<\/span><\/p>\n<p><a href=\"https:\/\/www.cuanm.com\/\"><span style=\"font-weight: 400;\">Asociaci\u00f3n de Cooperativas de Cr\u00e9dito de Nuevo M\u00e9xico<\/span><\/a><\/p>\n<p><a href=\"https:\/\/www.linkedin.com\/in\/juan-fernandez1\/\"><span style=\"font-weight: 400;\">LinkedIn<\/span><\/a><\/p>\n<h3><b>CITAS\u00a0<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">\u201cNo creo que nadie trabaje m\u00e1s duro para sus socios que una cooperativa de cr\u00e9dito.\u201d \u2013 Kristin Harrison<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cFuncionamos probablemente como un banco, pero en el fondo, en la esencia de lo que somos, se trata realmente de personas ayudando a personas.\u201d \u2013 Deb Salazar<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cCuando los bancos quiebran, otras instituciones financieras quiebran o no atienden a sus socios, son las cooperativas de cr\u00e9dito las que est\u00e1n ah\u00ed para atender a sus socios.\u201d \u2013 Juan Fern\u00e1ndez Ceballos<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cTanto si su cooperativa de cr\u00e9dito est\u00e1 en Nuevo M\u00e9xico como en Michigan, empleados y socios coinciden: las cooperativas de cr\u00e9dito est\u00e1n dise\u00f1adas para que la buena salud financiera sea accesible para todos.\u201d \u2013 Diego Mu\u00f1oz<\/span><\/p>\n<p style=\"text-align: center;\">\u2014\u2013<\/p>\n<p><span style=\"font-weight: 400;\">Financial Tea in the Morning es presentado por <\/span><a href=\"https:\/\/www.dncu.com\/es\/\"><span style=\"font-weight: 400;\">Cooperativa de Cr\u00e9dito Del Norte.<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Producido y editado por Andrea Klunder en <\/span><a href=\"https:\/\/www.thecreativeimposter.com\/\"><span style=\"font-weight: 400;\">Los estudios del impostor creativo<\/span><\/a><span style=\"font-weight: 400;\"> y mezclado por Edwin R. Ruiz<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ingeniero de grabaci\u00f3n: Kabby en <\/span><a href=\"http:\/\/www.kabbysound.com\/\"><span style=\"font-weight: 400;\">Estudios de sonido Kabby<\/span><\/a><span style=\"font-weight: 400;\"> en Santa Fe<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Organizado por <\/span><a href=\"https:\/\/www.linkedin.com\/in\/diegoarmandomunoz\/\"><span style=\"font-weight: 400;\">Diego Mu\u00f1oz<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">M\u00fasica del tema principal compuesta por Ricardo Lambert.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ilustraci\u00f3n de la portada: Leonard Cummings<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dise\u00f1o de logotipo por Charlie Gonzalez en <\/span><a href=\"https:\/\/theaxess.net\/\"><span style=\"font-weight: 400;\">Ejes Multimedia<\/span><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Personas ayudando a personas: La diferencia de las cooperativas de cr\u00e9dito. Seguridad, inclusi\u00f3n y\u2026 \u00bfahorro? Diego y sus invitados explican por qu\u00e9 pertenecer a una cooperativa de cr\u00e9dito es bueno para usted y su dinero. Con Kristin Harrison, directora de desarrollo comercial de WebStrategies, Inc., Deb Salazar, directora de experiencia del cliente de DNCU, y Juan Fern\u00e1ndez Ceballos, futuro presidente y director ejecutivo de la Asociaci\u00f3n de Cooperativas de Cr\u00e9dito de Nueva York. <a href=\"https:\/\/www.dncu.com\/es\/blog\/podcast-s01e01\/\">Contin\u00faa leyendo <span class=\"meta-nav\">\u2192<\/span><\/a><\/p>","protected":false},"author":17,"featured_media":10610,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"categories":[43,45,42],"tags":[],"class_list":["post-4638","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-community-engagement","category-dncu-everyday","category-financial-fitness"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - 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