FREEDOM CASH LOAN
Get around the bend with an affordable option for short term loans.
Del Norte Credit Union is committed to reducing the borrowing costs associated with payday loans with the introduction of Freedom Cash.

| N / A | N / A | N / A |
|---|---|---|
|
Eligibility Guidelines |
Membership |
Needs to be DNCU member for at least 120 days (4 months). |
|
|
Application |
Individual applicants only. |
|
|
Employment |
Needs to be employed or receiving retirement income for at least 180 days (6 months). |
|
|
Age of Applicant |
Needs to be 18+ years old. |
|
|
Direct Deposit |
Needs to have direct deposit from employer or source of retirement income of at least twice a month. |
|
|
Freedom Cash Loans Allowed |
Only one Freedom Cash loan allowed at a time. Maximum of 3 Freedom Cash loans allowed in a rolling six month period. |
|
|
|
|
|
Disqualifications |
DNCU Loans |
Applicant cannot be 30+ days past due on any DNCU obligation. |
|
|
DNCU Deposit Accounts |
Applicant cannot have a negative balance in any account with the exception of courtesy pay funds. |
|
|
Freedom Cash Loans |
Applicants need to have demonstrated on time payment history on previous Freedom Cash loans. |
|
|
|
|
|
Guidelines |
Application Fee |
$20 -- Collected at time of application |
|
|
Maximum Term |
6 or 12 Months |
|
|
Late Fee |
$15 will be charged on loans that are 15 days or more past due. |
|
Tipo de préstamo |
Up to $1,000 TAE*** tan baja como |
Up to $2,000 TAE*** tan baja como |
|---|---|---|
|
DIVULGACIONES Loan Rates are current as of June 20, 2026. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details. ***APR= Annual Percentage Rate. This is not an offer for credit. Actual rate will vary based on creditworthiness, collateral, and loan terms. ‡El recurso compartido o certificado protegido debe estar en DNCU. †Se aplican condiciones de pago mínimo de 3% del saldo, más intereses, o $15 (lo que sea mayor). La tasa puede cambiar después de la apertura y aumentar. ⊕$20 application fee collected at time of application. Maximum term of 12 months. $15 late fee will be charged on loans that are 15 days or more past due. Depósito completo de nómina y pagos automáticos -0.50%
|
||
|
Tipo de préstamo Acciones o certificados protegidos‡ |
Up to $1,000 TAE*** tan baja como 2.00% |
Up to $2,000 TAE*** tan baja como 2.00% |
|
Tipo de préstamo Freedom Cash Loan Personal Loan- 6 Month Term |
Up to $1,000 TAE*** tan baja como 19.99% |
Up to $2,000 TAE*** tan baja como |
|
Tipo de préstamo Freedom Cash Loan Personal Loan- 12 Month Term |
Up to $1,000 TAE*** tan baja como 22.99% |
Up to $2,000 TAE*** tan baja como 24.99% |
Take advantage of Freedom Cash.
Select Apply Now to apply for your Freedom Cash loan online today.
Disfruta de todo lo que DNCU te ofrece. Hazte socio hoy mismo.
505-455-5228 o
(877) 818-3628 número gratuito.