Préstamos personales
Want to consolidate debt or finance an upcoming expense?
Our lenders are here to help.
Loan Options to Meet your Needs
A personal loan can be a smart, flexible way to cover life’s big moments or unexpected expenses.
Whether you’re planning a wedding, updating your home, covering medical bills or consolidating high-interest debt, a personal loan gives you access to funds upfront with the confidence of monthly, fixed payments.
Check out our complete guide to learn more about personal loans.
View our most up to date personal loan rates aquí.
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Personal Lines of Credit
- Only make draws on your credit line when you need and only accrue interest if you don’t repay what you borrowed by the due date
- Personal Lines of Credit can be secured or unsecured
- Personal Lines of Credit are available in amounts up to $5,000.00
- Access the full principle (the amount borrowed) in a lump sum on approval
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Consolidación de deudas
- Simplify debt management by consolidating multiple debts into one easy payment
- Set a goal to payoff debt faster while saving money on your interest rate
- Only $37 to apply, no balance transfer fee, no annual fee, flexible credit requirements, and fast processing
- Learn more about DNCU’s Debt Consolidation Loan here
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Freedom Cash Loan
- A simple and affordable option to “bridge the gap” between your pay or retirement checks
- Affordable option for short term loans with a maximum of a 6 month term
- You must be a DNCU member for at least 120 before applying and apply as an individual
- You must have direct deposit from employer or source of retirement income ($100 minimum)
- Learn more about DNCU’s Freedom Cash Loan here
Repayment Terms
- Options for Personal Loan repayment can be up to 60 months.
- Unsecured Personal Loans up to $30,000.00
- Personal Lines of Credit up to $5,000.00
- Rates from 10.49% to 17.99% APR*
Amount Financed
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$1,871.68
$1,871.68
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$3,000.00
$3,000.00
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$2,000.00
$2,000.00
Repayment Period
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$1,871.68
24 Months
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$3,000.00
36 Months
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$2,000.00
24 Months
ABR
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$1,871.68
17.95%
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$3,000.00
11.74%
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$2,000.00
15.28%
Monthly Payment
-
$1,871.68
$95.00
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$3,000.00
$101.00
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$2,000.00
$98.00
Total Paid
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$1,871.68
$2,252.77
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$3,000.00
$3,629.28
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$2,000.00
$2,348.22
Current rates
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Tipo de préstamo |
TAE*** tan baja como |
|---|---|
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DIVULGACIONES Loan Rates are current as of June 20, 2026. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details. ***TAE = Tasa de Porcentaje Anual. Esto no constituye una oferta de crédito. Su tasa puede variar según la aprobación del crédito, las garantías o los términos solicitados. Las tasas anunciadas pueden cambiar en cualquier momento sin previo aviso. Comuníquese con un prestamista para obtener información detallada sobre las tasas y los términos vigentes. La oferta está sujeta a aprobación crediticia. Su tasa aprobada podría ser mayor según su historial crediticio, plazo o garantía. La TAE ofrecida se basa en un monto de préstamo de 10,000, un plazo de 36 meses, una puntuación FICO mínima de 730 o superior y el cumplimiento de los requisitos de relación deuda-ingresos. El préstamo está sujeto a una comisión de procesamiento de 37. Pueden aplicarse otros términos y condiciones. Consulte con un prestamista para conocer los requisitos específicos. ‡El recurso compartido o certificado protegido debe estar en DNCU. †Se aplican condiciones de pago mínimo de 3% del saldo, más intereses, o $15 (lo que sea mayor). La tasa puede cambiar después de la apertura y aumentar. ⊕La tarifa de solicitud $20 se cobra al momento de la solicitud. Plazo máximo de 6 meses. Se aplicará un cargo por mora $15 a los préstamos con 15 días o más de retraso en el pago. Depósito completo de nómina y pagos automáticos -0.50%
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|
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Tipo de préstamo Acciones o certificados protegidos‡ |
TAE*** tan baja como 2.00% |
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Tipo de préstamo Préstamo personal sin garantía |
TAE*** tan baja como 10.49% |
|
Tipo de préstamo Línea de crédito rotativa sin garantía† |
TAE*** tan baja como 12.99% |
— Tanya M., DNCU MemberI was so pleased with the service I recently received with obtaining a personal loan. I received the information I needed without pressure and when I was ready, we did everything by email. Gone are the days that we have to sit and wait at the bank. I’m so happy with the experience and hope others know how easy the process is!
Get your Personal Loan Today!
Personal Loans may be applied for online.
Lines of Credit and Share Secured Loans may be applied for in-person at a Del Norte Credit Union branch or by phone at (877) 818-DNCU.
Únete a nosotros
(877) 818-3628 gratuito.
Divulgaciones
†Se aplican condiciones de pago mínimo de 3% del saldo, más intereses, o $15 (lo que sea mayor).
*APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Offer is subject to credit approval. Your approved rate may be higher based on credit, term, or collateral. Other terms and conditions may apply.