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Personal > Freedom Cash Loan

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FREEDOM CASH LOAN

Get around the bend with an affordable option for short term loans.

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Del Norte Credit Union is committed to reducing the borrowing costs associated with payday loans with the introduction of Freedom Cash.

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Freedom Cash Loan Eligibility And Guidelines
N / A N / A N / A

Eligibility Guidelines

Membership

Needs to be DNCU member for at least 120 days (4 months).

Application

Individual applicants only.

Employment

Needs to be employed or receiving retirement income for at least 180 days (6 months).

Age of Applicant

Needs to be 18+ years old.

Direct Deposit

Needs to have direct deposit from employer or source of retirement income of at least twice a month.

Freedom Cash Loans Allowed

Only one Freedom Cash loan allowed at a time. Maximum of 3 Freedom Cash loans allowed in a rolling six month period.

Disqualifications

DNCU Loans

Applicant cannot be 30+ days past due on any DNCU obligation.

DNCU Deposit Accounts

Applicant cannot have a negative balance in any account with the exception of courtesy pay funds.

Freedom Cash Loans

Applicants need to have demonstrated on time payment history on previous Freedom Cash loans.

Guidelines

Application Fee

$20 -- Collected at time of application

Maximum Term

6 or 12 Months

Late Fee

$15 will be charged on loans that are 15 days or more past due.

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Freedom Cash Loan Rates Table

Tipo de préstamo

Up to $1,000

TAE*** tan baja como

Up to $2,000

TAE*** tan baja como

DIVULGACIONES

Loan Rates are current as of June 20, 2026. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details.

***APR= Annual Percentage Rate. This is not an offer for credit. Actual rate will vary based on creditworthiness, collateral, and loan terms.

‡El recurso compartido o certificado protegido debe estar en DNCU.

†Se aplican condiciones de pago mínimo de 3% del saldo, más intereses, o $15 (lo que sea mayor). La tasa puede cambiar después de la apertura y aumentar.

$20 application fee collected at time of application. Maximum term of 12 months. $15 late fee will be charged on loans that are 15 days or more past due.

Depósito completo de nómina y pagos automáticos -0.50%

 

Tipo de préstamo

Acciones o certificados protegidos‡

Up to $1,000

TAE*** tan baja como

2.00%

Up to $2,000

TAE*** tan baja como

2.00%

Tipo de préstamo

Freedom Cash Loan Personal Loan- 6 Month Term

Up to $1,000

TAE*** tan baja como

19.99%

Up to $2,000

TAE*** tan baja como

Tipo de préstamo

Freedom Cash Loan Personal Loan- 12 Month Term

Up to $1,000

TAE*** tan baja como

22.99%

Up to $2,000

TAE*** tan baja como

24.99%

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Take advantage of Freedom Cash.

Select Apply Now to apply for your Freedom Cash loan online today.

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