Who We Are

As your ideal partner for a better future, DNCU is committed to bringing innovation to the credit union experience with cutting-edge technology and process improvements:

• The introduction of state-of-the-art Interactive Teller Machines and Self-Service Kiosks with live human interaction and enhanced security features allows our members to enjoy a much wider range of services than those of traditional ATMs
• An advanced digital banking experience with a robust set of financial tools, including bill pay, money transfers, auto pay, and remote deposit allows for quick and convenient fulfillment of most banking transactions
• An enhanced application portal that streamlines the process by which applicants can apply and sign for new accounts and loans online

With seven decades of experience in the Land of Enchantment, DNCU is committed to demonstrating the credit union difference and reinventing the banking experience. We’re looking forward to introducing new ideas, improvements, and experiences for our members as we continue our mission of improving lives in New Mexico and beyond.

Storytelling is a way of life in Northern New Mexico and at Del Norte Credit Union it is no different. Our story began 70 years ago. Del Norte Credit Union is a state-chartered, community credit union originally chartered in 1954 as Los Alamos Scientific Laboratory Credit Union.

• In 1959, the Credit Union’s name changed to Los Alamos Employees Credit Union, membership grew to 2,717 members, and the first full-time manager was hired.
• In 1975, our name changed to Los Alamos Credit Union and our field of membership (FOM) was expanded to include all persons living or working in Los Alamos County. Membership continued to grow reaching 16,825 and accounts became federally insured by the National Credit Union Administration (NCUA).
• In 1981, the Credit Union (CU) became a community charter credit union opening the FOM to individuals in the surrounding communities. During the early 1980’s, we merged with two other Credit Unions, Raton and Roswell and expanded our field of membership.
• In 1998, we merged with Santa Fe Federal Employees Federal Credit Union (SFFEFCU). SFFEFCU was the oldest Credit Union in New Mexico, established in 1935. In 1999, our name was officially changed to Del Norte Credit Union (DNCU) to represent the larger geographical area we serve. DNCU currently provides financial products and services to 63,632 members in four primary markets: Los Alamos, Española, Santa Fe and Rio Rancho while maintaining $1.1 billion in assets.

Although DNCU is open to serve the broader field of membership, we are currently focused on building relationships in Northern New Mexico.

DNCU is a not-for-profit financial cooperative owned by its members and governed by a volunteer Board of Directors (BOD). A cooperative (Co-op) is an independent group of people who come together to address a common need through a jointly owned and democratically controlled enterprise. DNCU is not about profit maximization but improving lives while balancing long-term sustainability (earnings and net worth) with member, community, and regulatory requirements.