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Business > Business Money Market

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Business Money Market Accounts

Grow your money with convenience.

CURRENT RATESOPEN ACCOUNT

Say goodbye to trade-offs

Unleash your business to earn higher interest on savings and enjoy limited check writing options with a dncuBusiness money market account.

  • Smiling man working retail hands bag to female customer

    MAKE YOUR MONEY EARN MORE

    You’ve prepared your organization well — now reap the rewards with higher interest on your savings with an account that works as hard as you do.

  • Senior couple with small backpacks walk trail with view of lake

    KEEP ACCESS TO YOUR MONEY

    Make up to 6 withdrawals/debits per month to avoid fees1 with a maximum of 3 by check or draft.

  • Two young women smiling in car

    EASY TO UNDERSTAND AND NO GIMMICKS

    There are no minimum withdrawal amounts or other gimmicks with dncuBusiness money market accounts.

Business Money Market Accounts - Current Rates

Tiered rates based on account balance. Dividends are compounded monthly and paid monthly.

Money Market Accounts

Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle

Dividend Rate

APY*

DISCLOSURES

$2,000 Minimum Balance to Open.

Deposit Rates are current as of June 22, 2022. Rates and Fees may change at anytime without notice. Please contact a member services representative for details.

*APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account.

Account uses the average daily balance to obtain APY each monthly statement cycle.

The rate may change after account opening (variable rate account).

Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle

$2,000-$9,999.99

Dividend Rate

0.20%

APY*

0.20%

Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle

$10,000-$24,999.99

Dividend Rate

0.25%

APY*

0.25%

Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle

$25,000-$49,999.99

Dividend Rate

0.30%

APY*

0.30%

Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle

$50,000-$99,999.99

Dividend Rate

0.449%

APY*

0.45%

Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle

$100,000+

Dividend Rate

0.499%

APY*

0.50%

Frequently Asked Questions (FAQ)

Please refer to the guide below for information on required documents for membership with dncuBusiness.

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DNCU is proud to offer a number of convenient specialty services to our community.  Specialty services include:

Cashier’s checks
Debit card / ATM replacements
Credit card cash advances
Notary public* (may incur fee)
Document signing
Stop payments and disputes
Reloadable card transactions
Non-member transactions

Specialty services listed above are also available in the first lane (employee-attended window) of our branches’ drive-throughs during normal operating business hours.

*All Notarial Acts are performed based upon the sole discretion of the licensed Notary Public of New Mexico.  

Notarial Acts we can provide: Acknowledgments, Administer of Oaths and Affirmations, Jurats, and Copy Certifications. Some of the notarial acts that we do provide are subject to change because of our temporary closure of our offices.

Notarial Acts we decline to provide: Wills, POA’s, Surveys, Warranty Deeds or any type of deeds that involve legal property, Divorce Decrees.

Yes, we do. Get all the details on initiating a wire transfer including daily domestic and international deadlines via our Wire Transfers Quick Reference Guide.

Please visit our Rates & Fees page for a comprehensive list of applicable rates and fees.

Contact Us

We’re here to help.  Call us at (505) 455-4678 or complete the form below and a dncuBusiness representative will get back to you as soon as possible.

More information on documentation requirements for opening an account with dncuBusiness is available here.

  • Click SUBMIT below to send your request. A representative will be in touch as soon as possible.
  • This field is for validation purposes and should be left unchanged.

Get Started Today

dncuBusiness money market accounts may be opened in-person at any of our branches or by phone at (505) 455-4678 in some circumstances.

Email Us

Enjoy all that dncuBusiness offers. Apply today.

APPLY TO DNCU BUSINESS
CONTACT US ONLINE
VISIT OUR BRANCHES
FIND YOUR PREFERRED BRANCH
CALL DNCU BUSINESS

(505) 455-4678

Disclosures

1DNCU will charge a service fee for more than three checks. Other fees may apply, please see our List of Fees for a complete list. Money market savings accounts do not qualify for Courtesy Pay and may not be used with Bill Pay.