Personal > Home Loans

adobe house front door in new mexico

Home Loans

Make yourself at home with DNCU.

Set Up A Free ConsultationApply Now Or Log In

Experts in our area. And yours.

We live, work and play in northern New Mexico. Rely upon your neighbors at DNCU for sound home buying advice and local expertise including application processing and underwriting.

  • multi column buying a home and moving in family boxes

    Buying a home

    Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first-time homebuyer.

    Get more information on buying a home with DNCU

  • refinancing allows members to upgrade and enjoy time with famiy while eating

    Refinancing a mortgage

    Refinancing can potentially lower your monthly mortgage payment, reduce your interest rate or pay off your mortgage faster.

    Learn more about DNCU mortgage refinancing

  • prospect Build upon your foundation family playing band with dishes on kitchen floor

    Home equity loans and lines of credit

    Tap into your home’s equity to secure financing to cover a variety of financial goals; home improvement, college expenses debt consolidation and more.

    Apply now online

There’s no better way to get started with a home loan than connecting with an expert in your area

DNCU offers free consultations with aspiring and current homeowners to build a custom plan based on your goals.

Set up a free consultation

I’ve been a member for 18 years and just finished paying off my mortgage! I was so happy that I wanted to celebrate with everyone at DNCU when I dropped off my last payment! Thank you for everything you do!

— Linda M., DNCU Member for 18 years

Get started today

DNCU offers free consultations with local and experienced mortgage officers.

Set Up A Free ConsultationApply Now Or Log In

Join us

Become a DNCU member
Apply now
Stop by one of our branches
Find your closest branch
Call us

505-455-5228 or
(877) 818-3628 toll-free.