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Personal > Home Loans

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Home Loans

Make yourself at home with DNCU.

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Experts in our area. And yours.

We live, work and play in New Mexico. Rely upon your neighbors at DNCU for sound home buying advice and local expertise including application processing and underwriting.

  • Man woman and young boy unload pick up truck in driveway of new home

    Buying a home

    Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first-time homebuyer.

    Get more information on buying a home with DNCU

  • Young boy eats hot dog at backyard barbeque

    Refinancing a mortgage

    Refinancing can potentially lower your monthly mortgage payment, reduce your interest rate or pay off your mortgage faster.

    Learn more about DNCU mortgage refinancing

  • Funny family playing band with dishes on kitchen floor and bowls on heads

    Home equity loans and lines of credit

    Tap into your home’s equity to secure financing to cover a variety of financial goals; home improvement, college expenses debt consolidation and more.

    Apply now online

I’ve been a member for 18 years and just finished paying off my mortgage! I was so happy that I wanted to celebrate with everyone at DNCU when I dropped off my last payment! Thank you for everything you do!

— Linda M., DNCU Member for 18 years

Get started today

DNCU offers free consultations with local and experienced mortgage officers.

Set Up A Free Consultation

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Call us

505-455-5228 or
(877) 818-3628 toll-free.


*For Home Equity Line of Credit, the Annual Percentage Rate is a variable rate and the maximum APR that can apply is 18%. This does not constitute a commitment to lend. The information contained is subject to change without notice. Draw on credit limit must be taken during or before 10/31/2023, in order to qualify for the the special rate. For an exact quote, contact Del Norte Credit Union. Offer available 04/01/2023 through 10/31/2023. Terms and conditions apply.