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Join DNCU

No hassles. No red tape. Becoming a member of DNCU is quick and easy.

To better serve you, our application has a new look!

Join Now Online

Looking forward to meeting you

Since 1954, we’ve welcomed new members to our community and our mission of improving lives in New Mexico. When you become a member of DNCU, you will not only be introduced to a comprehensive set of financial resources but also a shared commitment to the New Mexico community.

Around The Clock Convenience And Customer Service
Excellent Rates & Member Value
Member-Owned And Community-Focused
Expert Financial Planning For Every Goal

What sets us apart

There’s a reason why so many in New Mexico have chosen DNCU as their partner in building a stronger financial future.

Community commitment — supporting New Mexico
We’re proud to have contributed over $20,000 towards COVID-19 related relief efforts and local charities in 2020.
Local expertise — live and learn with us
We work and live in New Mexico. Rely on us for financial insights and expertise in the Land of Enchantment.
Lifetime partners — we’re here for every step
From a first savings account to strategies for navigating retirement, we’re ready to assist you along the entire journey.

DNCU vs. Banks

Who Owns It?

Who Owns It?
What Is The Purpose?

What Is The Purpose?
Fees For ATM Access?

Fees For ATM Access?
Institution’s Investment Strategy

Institution’s Investment Strategy
How Is It Insured?

How Is It Insured?

DNCU

Who Owns It?

Members
What Is The Purpose?

Service For Members
Fees For ATM Access?

No-fee ATM Network Across The USA and Co-Op Shared Branching
Institution’s Investment Strategy

Community Interest
How Is It Insured?

NCUA

Banks

Who Owns It?

Stockholders
What Is The Purpose?

Profit-Driven
Fees For ATM Access?

Fees To Use ATMs Out Of Network
Institution’s Investment Strategy

Profit-Driven
How Is It Insured?

FDIC

Join now online

Head shot photo of Claudette Sutton DNCU Member

I’ve been banking at Del Norte Credit Union ever since I started Tumbleweeds, Santa Fe’s family newspaper, 25 years ago. I’ve enjoyed the many enhancements over the years, from teller-phone, to online banking, and now the DNCU mobile app — plus the live employees are some of the friendliest in town! I feel lucky to be able to bank locally. I’d no longer even consider an impersonal national bank!

— Claudette S., DNCU Member for 25 years

Eligibility

There are many ways you can qualify for membership.

Please review the list below and select the first option that applies to you. Membership in Del Norte Credit Union is open to all those having a common bond of association, occupation, or residence as follows:

Persons living or working in all counties of State of New Mexico.
Persons in contiguous states that are living or working within 150 miles of Raton, subject to the rules and regulations of those contiguous states.
Employees of the Los Alamos National Laboratory (LANL); other personnel assigned to LANL.
Employees of this credit union; members of the immediate families of such persons.
It is easy and free to join the Del Norte LOV Foundation and improve the lives of the youth and their families in New Mexico.

If you do not see an option on this list that matches your situation, please call our Member Service Center at (505) 455-5228 or (877) 818-3628. We look forward to being your partner for a better financial future!