.25% dividend rate increase on Share Savings or special youth Share Certificate account
That Special Day
Celebrate their arrival in the world with an annual birthday card from Baxter the Bear
A passbook to keep track of deposits & a small gift from the treasure chest for each deposit
Enjoy educational and fun newsletters designed just for the kids
— Gene O., DNCU Member
Your superb attention to details and pleasant demeanor made conducting business with you both efficient and enjoyable.
A Score! savings account, which earns .25% dividend rate increase on Share Savings or special youth Share Certificate account.
A Practical Education
Easy-to-access online eLearning courses designed to teach teens how to manage money responsibly
The optional SCORE Credit Card** is your teen’s first credit card with perks — all under your control and supervision.
- Gives your teen a chance to build a strong credit history
- Teens learn how to use credit responsibly and repay debts
- Our cards have a low $300 limit for your peace of mind
- Teens can use for trips, gas or when running errands for you
- Online account access for easy activity monitoring
- Subject to credit approval
To be eligible for the SCORE Credit Card, teens and parents/guardians are required to complete at least three of the more than 40 online courses available. A few recommended courses are listed below. Once courses are complete, sign the letter below and contact our Lending Center at 888-278-5228 to apply.
- Teaching Children How to Budget*
- Budgeting 101
- Budgeting Steps
- Budgeting Mistakes
- Tracking Your Expenses
- How to Establish Good Credit
*Required course for all borrowers.
Ready to SCORE?
SCORE! Program and SCORE Credit Card accounts may be opened in-person at any of our branches.
You can also open a SCORE Credit Card account by calling (505) 455-5356 or (888) 278-5228.
** Teens are eligible for the credit card if they have a current Score account, are 16 years or older, have successfully read with parents and discussed the required online articles. Parents/guardians are legally liable for any card charges. The Score Credit Card is an optional part of the Score program.