.25% dividend rate increase on Share Savings or special youth Share Certificate account
That Special Day
Celebrate their arrival in the world with an annual birthday card from Baxter the Bear
A passbook to keep track of deposits & a small gift from the treasure chest for each deposit
Enjoy educational and fun newsletters designed just for the kids
— Christina C., DNCU Member
I love DNCU because it is and always has been there for all the northern New Mexico communities.They help our communities with programs for kids and food distribution during the pandemic. Shout out to all the awesome staff at DNCU for the great customer service. I also love the annual Shred Days!
A Score! savings account, which earns .25% dividend rate increase on Share Savings or special youth Share Certificate account.
A Practical Education
Easy-to-access online eLearning courses designed to teach teens how to manage money responsibly
The optional SCORE Credit Card** is your teen’s first credit card with perks — all under your control and supervision.
- Gives your teen a chance to build a strong credit history
- Teens learn how to use credit responsibly and repay debts
- Our cards have a low $300 limit for your peace of mind
- Teens can use for trips, gas or when running errands for you
- Online account access for easy activity monitoring
- Subject to credit approval
To be eligible for the SCORE Credit Card, teens and parents/guardians are required to complete at least three of the more than 40 online courses available. A few recommended courses are listed below. Once courses are complete, sign the letter below and contact our Lending Center at 888-278-5228 to apply.
- Teaching Children How to Budget*
- Budgeting 101
- Budgeting Steps
- Budgeting Mistakes
- Tracking Your Expenses
- How to Establish Good Credit
*Required course for all borrowers.
Ready to SCORE?
SCORE! Program and SCORE Credit Card accounts may be opened in-person at any of our branches.
You can also open a SCORE Credit Card account by calling (505) 455-5356 or (888) 278-5228.
** Teens are eligible for the credit card if they have a current Score account, are 16 years or older, have successfully read with parents and discussed the required online articles. Parents/guardians are legally liable for any card charges. The Score Credit Card is an optional part of the Score program.