Personal > Savings

Savings Accounts

Start building your secure financial future today.

Share Accounts are Savings Accounts

Because they represent your ownership, or share, of Del Norte Credit Union.

Interest-Earning
Share Accounts at DNCU earn interest (we call it “dividends.”)

The more you save, the more dividends you’ll enjoy.
Insured
Save with peace of mind at DNCU.

Each member is insured by the National Credit Union Association to at least $250,000.
Enhanced
Save for the holidays with enhanced dividends and automatic transfers or payroll deductions with the Holiday Savings Club.
Accessible
All Share Accounts are accessible 24 hours a day, 7 days a week via DNCU’s robust online suite of personal and mobile banking services.

Take advantage of DNCU’s competitive dividend rates today to build and maintain momentum for all of your savings goals.

Share (Savings) Accounts
Savings Type	Dividend Rate	APY*
DISCLOSURES Minimum Balance to Open of $5.00. Deposit Rates are current as of May 15, 2023. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. *APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. The rate may change after account opening (variable rate account). Minimum average daily balance to obtain APY for Primary Savings Accounts is $5.00. Minimum average daily balance to obtain APY for Holiday Savings Accounts is $10.00.
Savings Type Primary Savings with Average Daily Balance of $5.00 - $1,999.99	Dividend Rate 0.10%	APY* 0.10%
Savings Type Primary Savings with Average Daily Balance of $2,000 - $9,999	Dividend Rate 0.10%	APY* 0.10%
Savings Type Primary Savings with Average Daily Balance of $10,000 - $24,999	Dividend Rate 0.10%	APY* 0.10%
Savings Type Primary Savings with Average Daily Balance of $25,000 - $49,999	Dividend Rate 0.15%	APY* 0.15%
Savings Type Primary Savings with Average Daily Balance of $50,000	Dividend Rate 0.20%	APY* 0.20%
Savings Type Holiday Savings Account	Dividend Rate 0.25%	APY* 0.25%
Savings Type IRA Savings Account	Dividend Rate 0.25%	APY* 0.25%

Share Accounts

Minimum Balance To Open

$5
Earns Dividends a.k.a. “Interest”

Varies according to account balance, calculated daily and paid on the last day of every month
Additional Deposit Requirement

No additional deposits required
Disbursements

N/A

Holiday Savings Club

Minimum Balance To Open

$10
Earns Dividends a.k.a. “Interest”

Enhanced dividend rate
Additional Deposit Requirement

Automatic transfer or payroll deduction monthly; member chooses amount
Disbursements

Funds are deposited to member's share account annually during the 1st week of November