Savings Accounts
Start building your secure financial future today.
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Interest-Earning
Share Accounts at Del Norte Credit Union earn interest. At Del Norte Credit Union, we call it “dividends.” The more you save, the more dividends you’ll enjoy.
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Insured
Save with peace of mind at Del Norte Credit Union. Each member is insured by the National Credit Union Association to at least $250,000.
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Enhanced
Save for the holidays with enhanced dividends and automatic transfers or payroll deductions with the Holiday Savings Club.
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Accessible
All Share Accounts are accessible 24 hours a day, 7 days a week via Del Norte Credit Union’s robust online suite of personal and mobile banking services.
Current Rates
Take advantage of DNCU’s competitive dividend rates today to build and maintain momentum for all of your savings goals.
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Savings Type |
Dividend Rate |
APY* |
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DISCLOSURES Minimum Balance to Open of $5.00. Deposit Rates are current as of November 14, 2026. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. *APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. The rate may change after account opening (variable rate account). Minimum average daily balance to obtain APY for Primary Savings Accounts is $5.00. Minimum average daily balance to obtain APY for Holiday Savings Accounts is $10.00. |
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Savings Type Primary Savings with Average Daily Balance of $5.00 - $1,999.99 |
Dividend Rate 0.10% |
APY* 0.10% |
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Savings Type Primary Savings with Average Daily Balance of $2,000 - $9,999 |
Dividend Rate 0.10% |
APY* 0.10% |
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Savings Type Primary Savings with Average Daily Balance of $10,000 - $24,999 |
Dividend Rate 0.10% |
APY* 0.10% |
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Savings Type Primary Savings with Average Daily Balance of $25,000 - $49,999 |
Dividend Rate 0.15% |
APY* 0.15% |
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Savings Type Primary Savings with Average Daily Balance of $50,000 |
Dividend Rate 0.20% |
APY* 0.20% |
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Savings Type Holiday Savings Account |
Dividend Rate 0.25% |
APY* 0.25% |
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Savings Type IRA Savings Account |
Dividend Rate 0.25% |
APY* 0.25% |
Share Accounts and Holiday Savings Club:
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Minimum Balance To Open
Minimum Balance To Open
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Earns Dividends a.k.a. “Interest”
Earns Dividends a.k.a. “Interest”
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Additional Deposit Requirement
Additional Deposit Requirement
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Disbursements
Disbursements
Share Accounts
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Minimum Balance To Open
$5
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Earns Dividends a.k.a. “Interest”
Varies according to account balance, calculated daily and paid on the last day of every month
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Additional Deposit Requirement
No additional deposits required
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Disbursements
N/A
Holiday Savings Club
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Minimum Balance To Open
$10
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Earns Dividends a.k.a. “Interest”
Enhanced dividend rate
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Additional Deposit Requirement
Automatic transfer or payroll deduction monthly; member chooses amount
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Disbursements
Funds are deposited to member's share account annually during the 1st week of November
Open your Share Account today
Start saving for a better tomorrow with a Share Account from Del Norte Credit Union.
Join us
(877) 818-3628 toll-free.