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Savings Accounts

Start building your secure financial future today.

Rethinking (and renaming) savings accounts

We call them Share Accounts because they represent your ownership, or share, of Del Norte Credit Union.

  • Interest-Earning

    Share Accounts at DNCU earn interest (we call it “dividends.”)

    The more you save, the more dividends you’ll enjoy.

  • Insured

    Save with peace of mind at DNCU.

    All Share Accounts are insured by the National Credit Union Association to at least $250,000.

  • Enhanced

    Save for the holidays with enhanced dividends and automatic transfers or payroll deductions with the Holiday Savings Club.

  • Accessible

    All Share Accounts are accessible 24 hours a day, 7 days a week via DNCU’s robust online suite of personal and mobile banking services.

Current rates

Take advantage of DNCU’s competitive dividend rates today to build and maintain momentum for all of your savings goals.

Savings Accounts

Savings Type

Dividend Rate

APY*

DISCLOSURES

Minimum Balance to Open of $5.00.

Deposit Rates are current as of March 1, 2021. Rates and Fees may change at anytime without notice. Please contact a member services representative for details.

*APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account.

The rate may change after account opening (variable rate account).

Minimum average daily balance to obtain APY for Regular Savings Accounts is $5.00.

Minimum average daily balance to obtain APY for Holiday Savings Accounts is $10.00.

Savings Type

Regular Savings with Average Daily Balance of $5.00 - $1,999.99

Dividend Rate

0.05%

APY*

0.05%

Savings Type

Regular Savings with Average Daily Balance of $2,000 - $9,999

Dividend Rate

0.05%

APY*

0.05%

Savings Type

Regular Savings with Average Daily Balance of $10,000 - $24,999

Dividend Rate

0.05%

APY*

0.05%

Savings Type

Regular Savings with Average Daily Balance of $25,000 - $49,999

Dividend Rate

0.10%

APY*

0.10%

Savings Type

Regular Savings with Average Daily Balance of $50,000+

Dividend Rate

0.10%

APY*

0.10%

Savings Type

Holiday Savings Account

Dividend Rate

0.15%

APY*

0.15%

Savings Type

IRA Savings Account

Dividend Rate

0.15%

APY*

0.15%

Share Accounts and Holiday Savings Club:

  • Minimum Balance To Open

    Minimum Balance To Open

  • Earns Dividends a.k.a. “Interest”

    Earns Dividends a.k.a. “Interest”

  • Additional Deposit Requirement

    Additional Deposit Requirement

  • Disbursements

    Disbursements

Share Accounts

  • Minimum Balance To Open

    $5

  • Earns Dividends a.k.a. “Interest”

    Varies according to account balance, calculated daily and paid on the last day of every month

  • Additional Deposit Requirement

    No additional deposits required

  • Disbursements

    N/A

Holiday Savings Club

  • Minimum Balance To Open

    $10

  • Earns Dividends a.k.a. “Interest”

    Enhanced dividend rate

  • Additional Deposit Requirement

    Automatic transfer or payroll deduction monthly; member chooses amount

  • Disbursements

    Funds are deposited to member's share account annually during the 1st week of November

Open your Share Account today

Start saving for a better tomorrow with a Share Account from DNCU.

Join DNCUAlready a DNCU member? Click here to add a share account.

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