Business Savings Accounts
Make your money work for you.
We help make your hard earned gains grow
All business owners need others to work as hard as they do — rely upon your dncuBusiness savings account for the extra pair of hands that you can rely upon.
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Safety
Each member is federally insured up to $250,000 by NCUA
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Online Access
Enjoy free access to your business savings account 24/7
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Dividend Rates
Competitive rates help you earn the most on your savings
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Save More and Earn More
Take advantage of tiered earnings for balances
Current Rates
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Savings Type |
Dividend Rate |
APY* |
|---|---|---|
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DISCLOSURES Minimum Balance to Open of $5.00. Deposit Rates are current as of June 1, 2024. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. *APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. The rate may change after account opening (variable rate account). Minimum average daily balance to obtain APY for Regular Savings Accounts is $5.00. |
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Savings Type Business Savings with Average Daily Balance of $5.00 - $1,999.99 |
Dividend Rate 0.10% |
APY* 0.10% |
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Savings Type Business Savings with Average Daily Balance of $2,000 - $9,999 |
Dividend Rate 0.10% |
APY* 0.10% |
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Savings Type Business Savings with Average Daily Balance of $10,000 - $24,999 |
Dividend Rate 0.10% |
APY* 0.10% |
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Savings Type Business Savings with Average Daily Balance of $25,000 - $49,999 |
Dividend Rate 0.15% |
APY* 0.15% |
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Savings Type Business Savings with Average Daily Balance of $50,000 |
Dividend Rate 0.20% |
APY* 0.20% |
Frequently Asked Questions (FAQ)
To open a business account, please bring the following information:
- The business address and phone number; and if applicable, the business Employer Identification Number (EIN) assigned by the IRS.
- Personal identifying information for each person who is an owner of the business or authorized signer on the business account, along with proof of identity such as a driver’s license.
- Appropriate documentation that shows the business structure such as a Business License or Operating Agreement.
DNCU will confirm with the New Mexico Secretary of State’s office that the business is registered and considered to be in good standing with their office. DNCU may require additional documentations depending on the type of business and organizational structure.
Please email [email protected] if you have questions around this process.
Yes! dncuBusiness is proud to offer a number of convenient specialty services to our community. Specialty services include:
Cashier’s checks
Debit card / ATM replacements
Debit card international processing
ACH
Remote Deposit Capture
Credit card cash advances
Notary public* (may incur fee)
Document signing
Stop payments and disputes
Reloadable card transactions
Non-member transactions
*All Notarial Acts are performed based upon the sole discretion of the licensed Notary Public of New Mexico.
Notarial Acts we can provide: Acknowledgments, Administer of Oaths and Affirmations, Jurats, and Copy Certifications. Some of the notarial acts that we do provide are subject to change because of our temporary closure of our offices.
Notarial Acts we decline to provide: Wills, POA’s, Surveys, Warranty Deeds or any type of deeds that involve legal property, Divorce Decrees.
Yes, we do. Get all the details on initiating a wire transfer including daily domestic and international deadlines via our Wire Transfers Quick Reference Guide.
Please visit our Rates & Fees page for a comprehensive list of applicable rates and fees.
Contact Us
Need assistance?
- To discuss your Business Lending needs, please call us at (505) 455-4678.
- For Business Deposit needs, please call us at (505) 455-5380.
All other Business inquiries can be made by appointment, here.
More information on documentation requirements for opening an account with dncuBusiness is available here.
Get your savings set up today.
Contact us to open your dncuBusiness savings account today. Call us at (505) 455-4678 for more information or use the button below to send us an email.
Enjoy all that dncuBusiness offers. Apply today.
(505) 455-4678
