Business > Business Savings

Business Savings Accounts

Make your money work for you.

dncuBusiness savings accounts help make your hard earned gains grow

All business owners need others to work as hard as they do — rely upon your dncuBusiness savings account for the extra pair of hands that you can rely upon.

Safety
Each member is federally insured up to $250,000 by NCUA
Online Access
Enjoy free access to your business savings account 24/7
Dividend Rates
Competitive rates help you earn the most on your savings
Save More and Earn More
Take advantage of tiered earnings for balances

Current Rates

Business Savings
Savings Type	Dividend Rate	APY*
DISCLOSURES Minimum Balance to Open of $5.00. Deposit Rates are current as of May 15, 2023. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. *APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. The rate may change after account opening (variable rate account). Minimum average daily balance to obtain APY for Regular Savings Accounts is $5.00.
Savings Type Business Savings with Average Daily Balance of $5.00 - $1,999.99	Dividend Rate 0.10%	APY* 0.10%
Savings Type Business Savings with Average Daily Balance of $2,000 - $9,999	Dividend Rate 0.10%	APY* 0.10%
Savings Type Business Savings with Average Daily Balance of $10,000 - $24,999	Dividend Rate 0.10%	APY* 0.10%
Savings Type Business Savings with Average Daily Balance of $25,000 - $49,999	Dividend Rate 0.15%	APY* 0.15%
Savings Type Business Savings with Average Daily Balance of $50,000	Dividend Rate 0.20%	APY* 0.20%

Frequently Asked Questions (FAQ)

Please refer to the guide below for information on required documents for membership with dncuBusiness.

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Yes! dncuBusiness is proud to offer a number of convenient specialty services to our community. Specialty services include:

Cashier’s checks
Debit card / ATM replacements
Debit card international processing
ACH
Remote Deposit Capture
Credit card cash advances
Notary public* (may incur fee)
Document signing
Stop payments and disputes
Reloadable card transactions
Non-member transactions

*All Notarial Acts are performed based upon the sole discretion of the licensed Notary Public of New Mexico.

Notarial Acts we can provide: Acknowledgments, Administer of Oaths and Affirmations, Jurats, and Copy Certifications. Some of the notarial acts that we do provide are subject to change because of our temporary closure of our offices.

Notarial Acts we decline to provide: Wills, POA’s, Surveys, Warranty Deeds or any type of deeds that involve legal property, Divorce Decrees.

Yes, we do. Get all the details on initiating a wire transfer including daily domestic and international deadlines via our Wire Transfers Quick Reference Guide.

Please visit our Rates & Fees page for a comprehensive list of applicable rates and fees.

Contact Us

We’re here to help. Call us at (505) 455-4678 or complete the form below and a dncuBusiness representative will get back to you as soon as possible.

More information on documentation requirements for opening an account with dncuBusiness is available here.

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Get your savings set up today.

Contact us to open your dncuBusiness savings account today. Call us at (505) 455-4678 for more information or use the button below to send us an email.