Powersports
Have fun with it!
Motorcycles, dirtbikes, ATV/UTVs, jet skis, snowmobiles and more — you have options when it comes to taking the road less traveled. No matter which ride you choose, Del Norte Credit Union Borrow is here to help you finance your favorites.
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Apply
Have your financing ready when you spot the perfect ride. Apply online, at a branch or over-the-phone today.
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Sign
Get past the red tape like a Gixxer and be on the trails as fast as possible with helpful and knowledgeable loan officers at Del Norte Credit Union.
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Starter Button
You’re ready to ride. Hop on (or into) your favorite powersports with the confidence that a loan from Del Norte Credit Union Borrow provides.
Current Rates
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Model Year |
APR*** as low as |
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DISCLOSURES Eligible Types: Dirtbike, Personal Watercraft, Jet Ski, Snowmobile, ATV/UTV, Side-by-Side, Sportbike, Enduro/Dual Sport, Motorcycles like Harley-Davidson & BMW, Personal Utility Trailers, Horse Trailers w/o Living Quarters, Small Tractors & Equipment. Loan Rates are current as of February 15, 2026. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details. ***APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at any time without notice. Please contact a lender for detail on current rates and terms. Offer is subject to credit approval. Your approved rate and APR may be higher or lower based on credit, term, loan amount, or collateral. Loan subject to $37 processing fee. APR shown assumes term of 36 months, $10,000 loan amount, clean title, LTV not to exceed 115%, minimum FICO score of 730+, and must meet debt to income requirements. Other terms and conditions may apply. Speak with a lender regarding the specific requirements. ¹Model 10+ years old |
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Model Year 2016 - 2026 |
APR*** as low as 7.49% |
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Model Year 2015 or older1 |
APR*** as low as 8.49% |
Powersports Calculator
If you buy a Newer* Vehicle worth
Disclosures
APR = Annual Percentage Rate
Calculator is hypothetical based on assumption and may not reflect your actual rate. Calculator is for informational purposes only and not an offer for credit.
*Model less than 10 years old
Ready for a Powersports Loan?
Apply online now to get the details of your Powersports Loan with Del Norte Credit Union.
Frequently Asked Questions (FAQs)
Please see our rates table for our current auto loan rates.
Click here to apply to refinance your auto loan.
Vehicle owners must have full collision and comprehensive insurance in accordance with state laws.
- Full Coverage
- Comprehensive/Collision/Liability Coverage
- Not Required but Recommended: Uninsured Motorists
- Deductibles must be equal to or less than $1000.00
- Listed as the lienholder- Del Norte Credit Union, P.O. Box 1180, Los Alamos, NM 87544
If you have received a Letter requesting your auto insurance information, or need to update your auto insurance information, you may call 1-800-653-8812 to do so.
Visit our insurance partner Trustage for member-exclusive discounts.
You don’t have to purchase from an auto dealer in New Mexico. If you are planning to purchase outside of New Mexico, DNCU does require that you purchase from a franchise dealership. Talk to our loan representatives for details and requirements.
Join us
(877) 818-3628 toll-free.
