Del Norte Credit Union on Google Play Store Del Norte Credit Union on IOS app store

Personal > Vehicle Loans > Powersports

A pair of ATV riders drive on desert trail in woods


Break new ground with DNCU Borrow.

To better serve you, our online link has a new look!

Apply Now

Motorcycles, dirtbikes, ATV/UTVs, jet skis, snowmobiles and more — you have options when it comes to taking the road less traveled. No matter which ride you choose, DNCU Borrow is here to help you finance your favorites.

  • A young couple shops for ATV in shop


    Have your financing ready when you spot the perfect ride. Apply online, at a branch or over-the-phone today.

  • Salesman hands keys to young male motorcycle customer


    Get past the red tape like a Gixxer and be on the trails as fast as possible with helpful and knowledgeable loan officers at DNCU.

  • Close up photo of motorcycle starter button

    Starter Button

    You’re ready to ride. Hop on (or into) your favorite powersports with the confidence that a loan from DNCU Borrow provides.

Current Rates


Model Year

APR*** as low as


Eligible Types: Dirtbike, Personal Watercraft, Jet Ski, Snowmobile, ATV/UTV, Side-by-Side, Sportbike, Enduro/Dual Sport, Motorcycles like Harley-Davidson & BMW, Personal Utility Trailers, Horse Trailers w/o Living Quarters, Small Tractors & Equipment.

Loan Rates are current as of September 28, 2023. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details.

***APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at any time without notice. Please contact a lender for detail on current rates and terms.

Offer is subject to credit approval. Your approved rate and APR may be higher or lower based on credit, term, loan amount, or collateral. Loan subject to $37 processing fee. APR shown assumes term of 36 months, $10,000 loan amount, clean title, LTV not to exceed 115%, minimum FICO score of 730+, and must meet debt to income requirements. Other terms and conditions may apply. Speak with a lender regarding the specific requirements.

¹Model 10+ years old

Model Year

2013 - 2023

APR*** as low as


Model Year

2012 or older1

APR*** as low as



Powersports Calculator

If you buy a Newer* Vehicle worth


APR = Annual Percentage Rate

Calculator is hypothetical based on assumption and may not reflect your actual rate. Calculator is for informational purposes only and not an offer for credit.

*Model less than 10 years old

Apply for a powersports loan today

Ready to get started? Apply online now to get the details of your low interest and hassle-free powersports loan with DNCU.


Frequently Asked Questions (FAQs)

Please see our rates table for our current auto loan rates.

Click here to apply to refinance your auto loan.

Yes, you can pre-qualify for an auto loan by setting an appointment at your nearest branch here or apply online here.

Vehicle owners must have full collision and comprehensive insurance in accordance with state laws. Visit our insurance partner Trustage for member-exclusive discounts.

You don’t have to purchase from an auto dealer in New Mexico. If you are planning to purchase outside of New Mexico, DNCU does require that you purchase from a franchise dealership. Talk to our loan representatives for details and requirements.

Join us

Become a DNCU member
Apply Now
Stop by one of our branches
Find your preferred branch
Call us

505-455-5228 or
(877) 818-3628 toll-free.