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Personal > Vehicle Loans > New and Used Auto Loans

Autos

New & Used Auto Loans

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Current Rates

New and Used Auto Loans - Cars & Trucks

Model Year

APR*** as low as

DISCLOSURES

Loan Rates are current as of February 1, 2024. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details.

***APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at any time without notice. Please contact a lender for detail on current rates and terms.

Offer is subject to credit approval. Your approved rate and APR may be higher or lower based on credit, term, loan amount, or collateral. Loan subject to $37 processing fee. APR shown assumes term of 36 months, $20,000 loan amount, clean title, LTV not to exceed 125%, minimum FICO score of 760+, and must meet debt to income requirements. Other terms and conditions may apply. Speak with a lender regarding the specific requirements.

Electric & Hybrid Vehicle Program – Max Term 84 Months, Discounts cannot be combined -0.25%

Auto Loans – LTV <90% not including GAP, MBP or DP)

Model Year

2022-2025

APR*** as low as

5.99%

Model Year

2021 or older

APR*** as low as

6.44%

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How much will my vehicle payment be?

If you buy a new vehicle worth

Disclosures

APR = Annual Percentage Rate

Calculator is hypothetical based on assumption and may not reflect your actual rate. Calculator is for informational purposes only and not an offer for credit.

My 21 year old son financed his car purchase with DNCU and the process was so easy and smooth. We really appreciated the fast communication and the hard work to get him approved. He drove home with his new car that day, and we were so thankful for DNCU.

— Melinda S., DNCU member
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Disclosures

*Annual Percentage Rate.

¹Model 10+ years old OR more than 100,000 miles.