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Buy A Home

Let’s make that dream home a reality.

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We can bring you home with confidence.

Your home is one of the biggest purchases you’ll make. Together, we’ll help you find the right mortgage for your dream home.

Our dncuMortgage Process

  • Piggy Bank

    Find Out How Much You Can Afford

    Check out our calculators below to help you learn about your financial situation or set up a free consultation. This information will help you know how much house you can afford.

  • Mouse

    Apply for a Mortgage

    Once you’ve found the home, you are ready to apply! Use the link above or give us a call to start working with our dncuMortgage team.

  • Building

    Track Your Application

    Upload documents easily and track your loan status from our portal. Congratulations!

Meet your dncuMortgage Team

  • Mandi George

    Mortgage Officer
    NMLS# 1490629
    About me

    Mandi has lived in White Rock for nearly 32 years. She loves the area and all it has to offer. She has been married to her husband almost 36 years and has two grown children and two grandsons who also live in White Rock. Her passions include her family, her dogs, camping, fishing and traveling. She has worked in the mortgage industry for over 30 years and has been a Mortgage Loan Originator since 2016. Customer service is her top priority and she believes in treating others the way she would want to be treated.

  • Ever Acosta

    Home Equity Loan Specialist
    NMLS# 2041861
    Our team works hard to make dreams come true for our Members and our Community.
    About me

    Ever has been with DNCU for eight years & has over five years of experience in the mortgage industry. He is a graduate of Capital High School and holds a Bachelor’s degree from Highlands University.

    “I think we have a great Community and a great Credit Union. Working in Mortgage allows me to connect the two together. Our team works hard to make dreams come true for our Members and our Community.”

    In his free time, Ever likes to spend quality time with his family & walk with his dogs Mona and Toby.

    Call Ever at 505-455-5433 or email him at [email protected] to find out your options for real estate financing.

  • Ralph Flores

    Mortgage Loan Officer
    NMLS# 331989
    “Homeownership is one of the greatest ways a person can build wealth and I love the opportunity I have to help people fulfill this dream.”
    About me

    Ralph has enjoyed working in the mortgage industry since 2003. He is a graduate of Santa Fe High School and he holds a degree from SFCC.

    “Homeownership is one of the greatest ways a person can build wealth and I love the opportunity I have to help people fulfill this dream.”

    Ralph was born and raised in Santa Fe, NM. He loves to spend time with his wife Johanna and chasing after his three dogs, Ringo, Roco and Cricket.

    Call Ralph at (505) 455-5123 or send an email to [email protected] to discover your options for real estate financing.

  • Thelma Rodriguez

    Mortgage Officer
    NMLS# 1437039
    “I find it so rewarding to help our members achieve their financial goals. It is such an honor to Improve Lives with DNCU”
    About me

    Thelma has been caring for DNCU members for over 21 years. Her career with DNCU spans operations, member experience roles, and over 7 years in the mortgage lending area. Thelma specializes in Home Equity loans and Mobile Home loans.

    Through DNCU’s home equity programs, Thelma is able to match a member’s needs with a perfect solution. In some cases that is a debt consolidation loan to help with monthly expenses or home remodel to get that dream kitchen. The Mobile Home loans offered by DNCU are designed to match members with homes that fit their lifestyle and budget. Thelma’s member-first approach comes from her love of her family and her passion for her community.

    Call Thelma at 505-455-5118 or send an email to [email protected] to discover your options for real estate financing.

    Su Prestamista y Representante de Hipotecas Bilingue en Del Norte Credit Union.

  • Gilbert Varela

    Mortgage Officer
    NMLS# 484512
    About me

    Gilbert was born and raised in Las Vegas, NM. Gilbert graduated from New Mexico Military Institute and joined the United States Marine Corps. He has worked in the Mortgage Industry for 22 years in the great state of New Mexico.

    In his free time, Gilbert is a Videographer and film editor. He has worked on projects including short films and social media commercials.

    Call Gilbert at 505-455-4667 or send an email to [email protected] to discover your options for real estate financing.

Find out How Much You Can Afford

The following online calculators serve as helpful tools during the mortgage process.

Frequently Asked Questions (FAQs)

Contact DMI for all questions concerning your mortgage payments and escrow at 1-855-473-5252. Member Service Department 1 Corporate Drive, Suite 360 Lake Zurich, IL 60047-8945

Access your online banking Bill Pay. Add a new bill payee by searching for Dovenmuehle Mortgage Inc.

If we set up your loan with an escrow account for taxes and insurance, DMI will make these payments for you. If you waived escrows, you will make these payments yourself.

Get started today

DNCU offers free consultations with local and experienced mortgage officers.

Set up a free consultation

Join Us

Become a DNCU member
Apply now
Stop by one of our branches
Find your closest branch
Call us

505-455-5228 or
(877) 818-3628 toll-free.