Mortgage Refinancing
Accomplish new goals with new terms.
A new mortgage means new possibilities
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Lower monthly payments
Lighten your family’s burden with a lower monthly payment.
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Shortened loan length
Looking to own your home sooner? New terms can help shorten your payment timeline.
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Debt consolidation
Bring all obligations under one roof by consolidating your debt with a refinanced mortgage.
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Home improvement
It’s time to turn that home project dream into a real estate reality — get it done with a refinancing.
— Nickole G., DNCU MemberI love the personal service. I have had a few unique requests over the last year and each time the staff was so accommodating and super easy to work with.
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MANDI GEORGE
Mortgage OfficerNMLS# 1490629About meMandi has lived in White Rock for nearly 32 years. She loves the area and all it has to offer. She has been married to her husband almost 36 years and has two grown children and two grandsons who also live in White Rock. Her passions include her family, her dogs, camping, fishing and traveling. She has worked in the mortgage industry for over 30 years and has been a Mortgage Loan Originator since 2016. Customer service is her top priority and she believes in treating others the way she would want to be treated.
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Ever Acosta
Home Equity Loan SpecialistNMLS# 2041861Our team works hard to make dreams come true for our Members and our Community.About meEver has been with DNCU for eight years & has over five years of experience in the mortgage industry. He is a graduate of Capital High School and holds a Bachelor’s degree from Highlands University.
“I think we have a great Community and a great Credit Union. Working in Mortgage allows me to connect the two together. Our team works hard to make dreams come true for our Members and our Community.”
In his free time, Ever likes to spend quality time with his family & walk with his dogs Mona and Toby.
Call Ever at 505-455-5433 or email him at [email protected] to find out your options for real estate financing.
Su Prestamista y Representante de Hipotecas Bilingue en Del Norte Credit Union.
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Ralph Flores
Mortgage Loan OfficerNMLS# 331989“Homeownership is one of the greatest ways a person can build wealth and I love the opportunity I have to help people fulfill this dream.”About meRalph has enjoyed working in the mortgage industry since 2003. He is a graduate of Santa Fe High School and he holds a degree from SFCC.
“Homeownership is one of the greatest ways a person can build wealth and I love the opportunity I have to help people fulfill this dream.”
Ralph was born and raised in Santa Fe, NM. He loves to spend time with his wife Johanna and chasing after his three dogs, Ringo, Roco and Cricket.
Call Ralph at (505) 455-5123 or send an email to [email protected] to discover your options for real estate financing.
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Thelma Rodriguez
Mortgage OfficerNMLS# 1437039“I find it so rewarding to help our members achieve their financial goals. It is such an honor to Improve Lives with DNCU”About meThelma has been caring for DNCU members for over 21 years. Her career with DNCU spans operations, member experience roles, and over 7 years in the mortgage lending area. Thelma specializes in Home Equity loans and Mobile Home loans.
Through DNCU’s home equity programs, Thelma is able to match a member’s needs with a perfect solution. In some cases that is a debt consolidation loan to help with monthly expenses or home remodel to get that dream kitchen. The Mobile Home loans offered by DNCU are designed to match members with homes that fit their lifestyle and budget. Thelma’s member-first approach comes from her love of her family and her passion for her community.
Call Thelma at 505-455-5118 or send an email to [email protected] to discover your options for real estate financing.
Su Prestamista y Representante de Hipotecas Bilingue en Del Norte Credit Union.
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Gilbert Varela
Mortgage OfficerNMLS# 484512About meGilbert was born and raised in Las Vegas, NM. Gilbert graduated from New Mexico Military Institute and joined the United States Marine Corps. He has worked in the Mortgage Industry for 22 years in the great state of New Mexico.
In his free time, Gilbert is a Videographer and film editor. He has worked on projects including short films and social media commercials.
Call Gilbert at 505-455-4667 or send an email to [email protected] to discover your options for real estate financing.
Free Guide To Refinancing
Is now the time to refinance your home? How can you ensure that you get the best terms?
Refinancing can seem like a daunting challenge. Don’t go it alone.
Get guidance and tips in our free guide to refinancing in New Mexico today.
Get started today
DNCU offers free consultations with local and experienced mortgage officers.
Join us
505-455-5228 or
(877) 818-3628 toll-free.