
DNCU: Improving Lives In New Mexico
Everyday Banking Made Just For You
Why bank with DNCU?
At Del Norte Credit Union, we believe in matching gains with goals—a full suite of financial services paired with a commitment to our community.
Serving northern New Mexico since 1954, DNCU is a member-owned, not-for-profit financial institution with a mission of improving lives by providing competitive financial services and sound consumer advice.

— Nickole G., DNCU MemberI love the personal service. I have had a few unique requests over the last year and each time the staff was so accommodating and super easy to work with.
Competitive and easy to understand. The way all great rates should be.
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New or Used Auto Loans
As low as1.86% APR* -
Personal Loan
As low as10.74% APR* -
Credit Cards
As low as9.90% APR*
*Click View All Rates to see applicable disclosures, terms, and conditions related to rates advertised.

Here when you need us. 24 hours a day. 7 days a week.
We know that supporting members pays dividends—robust online financial services, telephone customer support and branches conveniently located throughout northern New Mexico are just some of the resources available to every DNCU member.

Services for every step.
We develop lifelong relationships with our members by being there for every stage of the journey.
From a child’s first savings account to investing during retirement, DNCU is your financial partner for a lifetime.

Experts in our area. And yours.
We offer more than just expertise in financial services. We’re New Mexico born and bred since 1954.
Rely upon DNCU to share insights and strategies for reaching all of your financial goals in northern New Mexico.
How may we serve you today?
Whether it’s simple and convenient checking account options, competitive auto loan terms, home ownership options or investment opportunities, our team of experts is ready with custom strategies to achieve any financial goal.
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Spend & Track
Regain control and convenience by easily switching to a DNCU checking account.
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Hit The Road
Commuting, road tripping, off roading and more. Let DNCU get you into your next ride and back on the road with confidence.
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Own Your Home
Let expert DNCU loan officers assist you with the largest and most rewarding transaction of your life.
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Invest In Your Future
Life is about timing. And some direction. Consider DNCU as a sound source for investment advice.
Current Promotions

You Deserve Some Breathing Room
Get out of debt faster with a DNCU Visa Credit Card Balance Transfer For LIFE!
LOCK IN A 6.90%APR* FOR THE LIFE OF YOUR TRANSFERRED BALANCES!
NO Annual Fees & NO Balance Transfer Fees
*Annual Percentage Rate. Terms and conditions apply.

Auto Loans
In the market for a new ride or refinancing?
DNCU is your home for low-interest and hassle-free vehicle loans and refinancing.
Find rates and apply online today.
Improving Lives—DNCU community contributions, by the numbers
Inspired by our values of Del Norteño Pride and our role as your ideal partner for a better future, we strive to fulfill our mission of improving lives throughout northern New Mexico every day.
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$2.5 M
Total savings for DNCU members in 2020.
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4,631
New members we welcomed to the DNCU family in 2020.
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$174,860
Lifetime scholarships awarded to the youth of New Mexico by DNCU.
A Credit Union With A Mission
Joining DNCU generates dividends for both members and community. Discover a new level of banking convenience and help improve lives in northern New Mexico by enrolling with us today.