Competitive and easy to understand. The way all great rates should be.
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New or Used Auto Loans
As low as3.99% APR* -
Personal Loan
As low as10.49% APR* -
Credit Cards
As low as11.49% APR*
*Annual Percentage Rate. Click View All Rates to see applicable disclosures, terms, and conditions related to rates advertised.
How may we serve you today?
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Spend & Track
Learn MoreRegain control and convenience by easily switching to a DNCU checking account.
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Hit The Road
Learn MoreCommuting, road tripping, off roading and more. Let DNCU get you into your next ride and back on the road with confidence.
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Own Your Home
Learn MoreLet expert DNCU loan officers assist you with the largest and most rewarding transaction of your life.
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Saving For Tomorrow
Learn MoreOur competitive savings options are built to help you reach a variety of financial milestones.
How can we improve your life?
Select the group you most identify with and what you’re trying to do and we’ll lead you to the product or service to help you meet your needs.
Current Promotions

Save Up To 10%
Turbo Tax & DNCU
Tax time is here, save up to 10% on federal filing, using DNCU’s link!

2026 Best Of Santa Fe
Vote for DNCU!
Show your love for DNCU by voting for us in these categories today!

Vehicles That Get You Moving
The Open Road Is Calling
Let DNCU help you get into your next ride with a competitive new or used auto loan.
Improving Lives—Del Norte Credit Union community contributions, by the numbers
Inspired by our values of Del Norteño Pride and our role as your ideal partner for a better future, we strive to fulfill our mission of improving lives throughout New Mexico every day.
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$2,750,365
Total savings for Del Norte Credit Union members in 2025
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1,460
Del Norte Credit Union Employee Volunteer Hours in 2025
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$255,230
Total Del Norte Credit Union Charitable Giving in 2025
A Credit Union With A Mission
Joining Del Norte Credit Union generates dividends for both members and community. Discover a new level of banking convenience and help improve lives in New Mexico by enrolling with us today.
Disclosures
†Minimum payment terms of 3% of the balance, plus interest, or $15 (whichever is greater) apply.
Auto Refinance: *APR= Annual Percentage Rate. This is not an offer for credit. Rate may vary based on credit approval, collateral, or terms requested. Rates advertised may change at any time without notice. For new loans: will only offer loans to borrowers who move existing loans from an outside source. +Subject to credit score qualification. Interest accrues from date of contract.
Share Certificate: *APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product. $1,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $1,000. Offer is accurate as of January 30, 2026. Rates and Fees may change at any time without notice. Federally Insured by the NCUA.