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Online Banking Access
How may we serve you today?
Whether it’s simple and convenient checking account options, competitive auto loan terms, home ownership options or savings programs, our team of experts is ready with custom strategies to achieve any financial goal.
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Spend & Track
Learn MoreRegain control and convenience by easily switching to a DNCU checking account.
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Hit The Road
Learn MoreCommuting, road tripping, off roading and more. Let DNCU get you into your next ride and back on the road with confidence.
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Own Your Home
Learn MoreLet expert DNCU loan officers assist you with the largest and most rewarding transaction of your life.
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Saving For Tomorrow
Learn MoreOur competitive savings options are built to help you reach a variety of financial milestones.
We are honored to be included on Forbes and Statista’s Best-in-State Credit Unions 2024 Award List.
Competitive and easy to understand. The way all great rates should be.
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New or Used Auto Loans
As low as6.14% APR* -
Personal Loan
As low as10.49% APR* -
Credit Cards
As low as12.49% APR*
*Annual Percentage Rate. Click View All Rates to see applicable disclosures, terms, and conditions related to rates advertised.
How can we improve your life?
Select the group you most identify with and what you’re trying to do and we’ll lead you to the product or service to help you meet your needs.
Current Promotions
Credit Cards That Work For You
Rewards You Want
With three choices for rewards and perks, find the right card for you.
Small Yet Mighty
Grow Your Business
dncuBusiness can help you grow in all the ways that are important to you!
Achieve Your Next Financial Goal
Build Upon Your Foundation
Tap into your home’s equity to secure financing to cover one, or many different projects.
Improving Lives—DNCU community contributions, by the numbers
Inspired by our values of Del Norteño Pride and our role as your ideal partner for a better future, we strive to fulfill our mission of improving lives throughout New Mexico every day.
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$2,742,615
Total savings for DNCU members in 2024.
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1,608
DNCU Employee Volunteer Hours in 2024.
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$163,640
Total DNCU Charitable Giving in 2024.
A Credit Union With A Mission
Joining DNCU generates dividends for both members and community. Discover a new level of banking convenience and help improve lives in New Mexico by enrolling with us today.
Disclosures
*For Share Certificates, APY = Annual Percentage Yield. Offer effective November 4, 2024. A penalty may be imposed for Early Withdrawal on any Share Certificate product. Fee may reduce earnings on the account. Dividends will vary based on the amount of money on deposit. Offer good for new or existing money. $1,000 minimum deposit to obtain APY. Dividends are compounded daily and paid monthly. Rates subject to change. Terms and conditions are subject to change without notice.
†Minimum payment terms of 3% of the balance, plus interest, or $15 (whichever is greater) apply.
Personal Loans, APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Offer is subject to credit approval. Your approved rate may be higher based on credit, term, or collateral. Other terms and conditions may apply.
*iSWITCHED offer valid until 12/31/2025. One time $300 reward will be automatically deposited into your account at 90 days from account opening date, as long as requirements are met. One reward per social security number will be paid. $5 minimum deposit is required to open membership. Discounts available on any consumer loan with full payroll deposit and automatic payments on that loan, subject to loan approval and availability. One match per family up to $50 during the first year only for Holiday Savings Club and Youth Savings account. Mortgage appraisal fee discount will be offered one time only. Rewards are subject to IRS reporting. Consult your tax advisor regarding tax obligations.