
DNCU: Your Ideal Partner For A Better Future
Now Open In Rio Rancho
Why bank with DNCU?
At Del Norte Credit Union, we believe in matching gains with goals—a full suite of financial services paired with a commitment to our community.
Serving New Mexico since 1954, DNCU is a member-owned, not-for-profit financial institution with a mission of improving lives by providing competitive financial services and sound consumer advice.

— Nickole G., DNCU MemberI love the personal service. I have had a few unique requests over the last year and each time the staff was so accommodating and super easy to work with.
Competitive and easy to understand. The way all great rates should be.
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New or Used Auto Loans
As low as2.11% APR* -
Personal Loan
As low as9.74% APR* -
Credit Cards
As low as7.99% APR*
*Annual Percentage Rate. Click View All Rates to see applicable disclosures, terms, and conditions related to rates advertised.

Here when you need us. 24 hours a day. 7 days a week.
We know that supporting members pays dividends—robust online financial services, telephone customer support and branches conveniently located throughout New Mexico are just some of the resources available to every DNCU member.

Services for every step.
We develop lifelong relationships with our members by being there for every stage of the journey.
From a child’s first savings account to investing during retirement, DNCU is your financial partner for a lifetime.

Experts in our area. And yours.
We offer more than just expertise in financial services. We’re New Mexico born and bred since 1954.
Rely upon DNCU to share insights and strategies for reaching all of your financial goals in New Mexico.
How may we serve you today?
Whether it’s simple and convenient checking account options, competitive auto loan terms, home ownership options or investment opportunities, our team of experts is ready with custom strategies to achieve any financial goal.
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Spend & Track
Regain control and convenience by easily switching to a DNCU checking account.
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Hit The Road
Commuting, road tripping, off roading and more. Let DNCU get you into your next ride and back on the road with confidence.
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Own Your Home
Let expert DNCU loan officers assist you with the largest and most rewarding transaction of your life.
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Invest In Your Future
Life is about timing. And some direction. Consider DNCU as a sound source for investment advice.
Current Promotions

Make Your Mark
Top off your tank with your next Powersports, RV Or Boat loan from DNCU Borrow! Ask about our $50 gas cards.
Get peace of mind with rates as low as 3.99% APR*
Terms and conditions apply.

The eVOLVE Credit Card
Thinking about getting back out there? Travel with confidence. The eVOLVE credit card from DNCU features competitive rates, travel points and more!
Terms and conditions apply.
Improving Lives—DNCU community contributions, by the numbers
Inspired by our values of Del Norteño Pride and our role as your ideal partner for a better future, we strive to fulfill our mission of improving lives throughout New Mexico every day.
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$3.0 M
Total savings for DNCU members in 2021.
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1,390
New members we welcomed to the DNCU family in 2021.
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$188,900
Total DNCU Charitable Giving in 2021.
A Credit Union With A Mission
Joining DNCU generates dividends for both members and community. Discover a new level of banking convenience and help improve lives in New Mexico by enrolling with us today.
Disclosures
*Annual Percentage Rate for well-qualified borrowers. The APR is based on a $10,000 loan amount at 3.99% for 36 months with direct deposits and automatic payments. $37 processing fee. Some restrictions apply. Offer based on approved credit. Gift card terms and restrictions apply. Offer ends May 31, 2022. Equal Opportunity Lender.