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Online Banking Access
Why bank with DNCU?
At Del Norte Credit Union, we believe in matching gains with goals—a full suite of financial services paired with a commitment to our community.
We are dedicated to serving you as your ideal partner for a better future on your terms. Using member feedback to continuously improve our products, processes and services, we have built a comprehensive digital banking experience to complement our exceptional brick-and-mortar branch services at locations throughout New Mexico.
Join our mission of improving lives today.
— Greg M., DNCU MemberI’ve been a member for over 30 years and the service gets better and better by the day. The employees I’ve worked with provide incredible experiences including quick auto loans. They have moved mountains for me over the years and I knew when I opened my account in the late 90’s that they were the right fit for me.
How can we improve your life?
Select the group you most identify with and what you’re trying to do and we’ll lead you to the product or service to help you meet your needs.
Competitive and easy to understand. The way all great rates should be.
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New or Used Auto Loans
As low as6.39% APR* -
Personal Loan
As low as10.49% APR* -
Credit Cards
As low as12.49% APR*
*Annual Percentage Rate. Click View All Rates to see applicable disclosures, terms, and conditions related to rates advertised.
Supporting Small Businesses
Imagine a business banking partner that knows your name, understands your unique challenges, and is as invested in your community’s success as you are. This isn’t a fantasy- it’s the reality that businesses enjoy when they choose to bank with Del Norte Credit Union. Explore Business Banking.
Committed to our Communities
DNCU proactively supports the community and people that are the foundation of the credit union itself. We support causes that strive to enhance quality of life in our community and manage ongoing efforts.
Recently featured on Viewpoint, take a look!
Happy Holidays!
Be sure to stop by a branch to get your Picture with Santa!
How may we serve you today?
Whether it’s simple and convenient checking account options, competitive auto loan terms, home ownership options or savings programs, our team of experts is ready with custom strategies to achieve any financial goal.
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Spend & Track
Regain control and convenience by easily switching to a DNCU checking account.
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Hit The Road
Commuting, road tripping, off roading and more. Let DNCU get you into your next ride and back on the road with confidence.
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Own Your Home
Let expert DNCU loan officers assist you with the largest and most rewarding transaction of your life.
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Saving For Tomorrow
Our competitive savings options are built to help you reach a variety of financial milestones.
Current Promotions
DNCU Reward Credit Cards
With three choices for rewards and perks, find the right card for you.
Grow Your Business
dncuBusiness can help you grow in all the ways that are important to you!
Improving Lives—DNCU community contributions, by the numbers
Inspired by our values of Del Norteño Pride and our role as your ideal partner for a better future, we strive to fulfill our mission of improving lives throughout New Mexico every day.
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$2,787,575
Total savings for DNCU members in 2023.
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1,652
DNCU Employee Volunteer Hours in 2023.
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$152,055
Total DNCU Charitable Giving in 2023.
A Credit Union With A Mission
Joining DNCU generates dividends for both members and community. Discover a new level of banking convenience and help improve lives in New Mexico by enrolling with us today.
Disclosures
*For Share Certificates, APY = Annual Percentage Yield. Offer effective November 4, 2024. A penalty may be imposed for Early Withdrawal on any Share Certificate product. Fee may reduce earnings on the account. Dividends will vary based on the amount of money on deposit. Offer good for new or existing money. $1,000 minimum deposit to obtain APY. Dividends are compounded daily and paid monthly. Rates subject to change. Terms and conditions are subject to change without notice.
†Minimum payment terms of 3% of the balance, plus interest, or $15 (whichever is greater) apply.
Personal Loans, APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Offer is subject to credit approval. Your approved rate may be higher based on credit, term, or collateral. Other terms and conditions may apply.
*iSWITCHED offer valid until 12/31/2025. One time $300 reward will be automatically deposited into your account at 90 days from account opening date, as long as requirements are met. One reward per social security number will be paid. $5 minimum deposit is required to open membership. Discounts available on any consumer loan with full payroll deposit and automatic payments on that loan, subject to loan approval and availability. One match per family up to $50 during the first year only for Holiday Savings Club and Youth Savings account. Mortgage appraisal fee discount will be offered one time only. Rewards are subject to IRS reporting. Consult your tax advisor regarding tax obligations.