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Creating Futures, Improving Lives

Great rates on our Certificates Of Deposit

Just in time for saving
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Forbes has identified DNCU as the number one Credit Union in the State of New Mexico for 2024-25.
We are delighted to celebrate this accolade during our 70th Anniversary year!

#1 Best in State

Proud to Showcase
Forbes
Now Through November 30th

Auto Loan Rates Special

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Auto Loan Rates Special

Why bank with DNCU?

At Del Norte Credit Union, we believe in matching gains with goals—a full suite of financial services paired with a commitment to our community.

We are dedicated to serving you as your ideal partner for a better future on your terms. Using member feedback to continuously improve our products, processes and services, we have built a comprehensive digital banking experience to complement our exceptional brick-and-mortar branch services at locations throughout New Mexico.

Join our mission of improving lives today.

Forbes has identified DNCU as the number one Credit Union in the State of New Mexico for 2024-25. For this seventh annual ranking, Forbes partnered once again with market research firm Statista to survey approximately 26,000 U.S. residents. Participants were asked to name all the banks and credit unions where they currently have—and previously had—a checking or savings account, and to identify financial institutions they know through the experiences of friends and family. Respondents were asked to share their level of satisfaction with the bank or credit union, their willingness to recommend it to others, and to rate the organization based on criteria including: customer service, the quality of financial advice offered by representatives, fee structures, ease of navigating digital and in-person services, and the degree of trust the financial institutions inspired.

Greg Medina

I’ve been a member for over 30 years and the service gets better and better by the day. The employees I’ve worked with provide incredible experiences including quick auto loans. They have moved mountains for me over the years and I knew when I opened my account in the late 90’s that they were the right fit for me.

— Greg M., DNCU Member

How can we improve your life?

Select the group you most identify with and what you’re trying to do and we’ll lead you to the product or service to help you meet your needs.

Competitive and easy to understand. The way all great rates should be.

View All Rates

*Annual Percentage Rate. Click View All Rates to see applicable disclosures, terms, and conditions related to rates advertised.

Small Business

Supporting Small Businesses

Imagine a business banking partner that knows your name, understands your unique challenges, and is as invested in your community’s success as you are. This isn’t a fantasy- it’s the reality that businesses enjoy when they choose to bank with Del Norte Credit Union. Explore Business Banking.

Viewpoint

Committed to our Communities

DNCU proactively supports the community and people that are the foundation of the credit union itself. We support causes that strive to enhance quality of life in our community and manage ongoing efforts.

Recently featured on Viewpoint, take a look!

Consolidation Loans

New Mexico's Hometown
Financial Cooperative

End of the summer brings cooler weather and back-to-school shopping. We know high interest credit cards can continue to increase your monthly payments. DNCU personal loans empower members to meet a variety of financial needs. Discover how easy it is to add your next financial tool with DNCU.

Learn about personal loans.

How may we serve you today?

Whether it’s simple and convenient checking account options, competitive auto loan terms, home ownership options or savings programs, our team of experts is ready with custom strategies to achieve any financial goal.

  • Cash Register

    Spend & Track

    Regain control and convenience by easily switching to a DNCU checking account.

  • Car

    Hit The Road

    Commuting, road tripping, off roading and more. Let DNCU get you into your next ride and back on the road with confidence.

  • Building

    Own Your Home

    Let expert DNCU loan officers assist you with the largest and most rewarding transaction of your life.

  • Piggy Bank

    Saving For Tomorrow

    Our competitive savings options are built to help you reach a variety of financial milestones.

Current Promotions

Youth Accounts Fall 2024

Youth Accounts

Our youth accounts feature levels that evolve as your child grows, whether they’re part of Baxter’s Bunch, ready for our SCORE! program, or take the next step with our SCORE! Credit Card. Sign up for a youth account that develops alongside your child.

Discover youth accounts
4.99 APR

That's a Great Rate!

Purchase or refinance a new vehicle from external financing, year 2021 or newer, and enjoy for a full 90 days before your first payment is due! Come in or apply online from October 1st to November 30th, 2024 to secure this great rate.

GET FINANCED TODAY

Improving Lives—DNCU community contributions, by the numbers

Inspired by our values of Del Norteño Pride and our role as your ideal partner for a better future, we strive to fulfill our mission of improving lives throughout New Mexico every day.

  • $2,787,575

    Total savings for DNCU members in 2023.

  • 1,652

    DNCU Employee Volunteer Hours in 2023.

  • $152,055

    Total DNCU Charitable Giving in 2023.

A Credit Union With A Mission

Joining DNCU generates dividends for both members and community. Discover a new level of banking convenience and help improve lives in New Mexico by enrolling with us today.

BECOME A DNCU MEMBER TODAY

Disclosures

*For Share Certificates, APY = Annual Percentage Yield. Offer effective November 4, 2024. A penalty may be imposed for Early Withdrawal on any Share Certificate product. Fee may reduce earnings on the account. Dividends will vary based on the amount of money on deposit. Offer good for new or existing money. $1,000 minimum deposit to obtain APY. Dividends are compounded daily and paid monthly. Rates subject to change. Terms and conditions are subject to change without notice.

Minimum payment terms of 3% of the balance, plus interest, or $15 (whichever is greater) apply.

Personal Loans, APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Offer is subject to credit approval. Your approved rate may be higher based on credit, term, or collateral. Other terms and conditions may apply.

*iSWITCHED offer valid until 12/31/2025. One time $300 reward will be automatically deposited into your account at 90 days from account opening date, as long as requirements are met. One reward per social security number will be paid. $5 minimum deposit is required to open membership. Discounts available on any consumer loan with full payroll deposit and automatic payments on that loan, subject to loan approval and availability. One match per family up to $50 during the first year only for Holiday Savings Club and Youth Savings account. Mortgage appraisal fee discount will be offered one time only. Rewards are subject to IRS reporting. Consult your tax advisor regarding tax obligations.

Auto Loan Rates Special *Annual Percentage Rate. Del Norte Credit Union is an equal opportunity lender. Restrictions may apply. Special rate is based upon approved credit, year of vehicle, and terms. Finance charges will accrue during the 90-day no payment period. Offer good for new purchases of vehicles. **Offer valid for refinancing external auto loans from other lenders. Internal refinances of existing loans is not eligible.