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New Year, New Mindset

Consolidate debt into one monthly bill.
Debt Consolidation Loan
Start your New Year with a new mindset. Consolidate debt into one monthly bill.

Open a Youth Account Today

For the Kid in your life!
For Their Future
Youth Accounts

Our Mortgage Team is here to help

Your Home Journey Starts Here
Invest wisely, live beautifully
Mortgage

Great rates on our Certificates of Deposit

Creating Futures, Improving Lives
Just in time for saving
Family of Savers

America's Best Credit Unions

Recognized by Newsweek
Proud to Showcase
Newsweek

Search Our Dealers
For New and Used Autos

AutoSMART Search Now Available
Your Next Ride Awaits
Auto Loans

How may we serve you today?

Whether it’s simple and convenient checking account options, competitive auto loan terms, home ownership options or savings programs, our team of experts is ready with custom strategies to achieve any financial goal.

Best in-state Credit Unions 2024

We are honored to be included on Forbes and Statista’s Best-in-State Credit Unions 2024 Award List.

SEE WHAT MAKES US DIFFERENT

Competitive and easy to understand. The way all great rates should be.

*Annual Percentage Rate. Click View All Rates to see applicable disclosures, terms, and conditions related to rates advertised.

How can we improve your life?

Select the group you most identify with and what you’re trying to do and we’ll lead you to the product or service to help you meet your needs.

Current Promotions

Credit Cards Rewards

Credit Cards That Work For You

Rewards You Want

With three choices for rewards and perks, find the right card for you.

Choose Your Card
Small Business Owner

Small Yet Mighty

Grow Your Business

dncuBusiness can help you grow in all the ways that are important to you!

Get Started
HELOC

Achieve Your Next Financial Goal

Build Upon Your Foundation

Tap into your home’s equity to secure financing to cover one, or many different projects.

Learn More

Improving Lives—DNCU community contributions, by the numbers

Inspired by our values of Del Norteño Pride and our role as your ideal partner for a better future, we strive to fulfill our mission of improving lives throughout New Mexico every day.

  • $2,742,615

    Total savings for DNCU members in 2024.

  • 1,608

    DNCU Employee Volunteer Hours in 2024.

  • $163,640

    Total DNCU Charitable Giving in 2024.

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A Credit Union With A Mission

Joining DNCU generates dividends for both members and community. Discover a new level of banking convenience and help improve lives in New Mexico by enrolling with us today.

BECOME A DNCU MEMBER TODAY

Disclosures

*For Share Certificates, APY = Annual Percentage Yield. Offer effective November 4, 2024. A penalty may be imposed for Early Withdrawal on any Share Certificate product. Fee may reduce earnings on the account. Dividends will vary based on the amount of money on deposit. Offer good for new or existing money. $1,000 minimum deposit to obtain APY. Dividends are compounded daily and paid monthly. Rates subject to change. Terms and conditions are subject to change without notice.

Minimum payment terms of 3% of the balance, plus interest, or $15 (whichever is greater) apply.

Personal Loans, APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Offer is subject to credit approval. Your approved rate may be higher based on credit, term, or collateral. Other terms and conditions may apply.

*iSWITCHED offer valid until 12/31/2025. One time $300 reward will be automatically deposited into your account at 90 days from account opening date, as long as requirements are met. One reward per social security number will be paid. $5 minimum deposit is required to open membership. Discounts available on any consumer loan with full payroll deposit and automatic payments on that loan, subject to loan approval and availability. One match per family up to $50 during the first year only for Holiday Savings Club and Youth Savings account. Mortgage appraisal fee discount will be offered one time only. Rewards are subject to IRS reporting. Consult your tax advisor regarding tax obligations.