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Online Banking Access
Why bank with DNCU?
At Del Norte Credit Union, we believe in matching gains with goals—a full suite of financial services paired with a commitment to our community.
We are dedicated to serving you as your ideal partner for a better future on your terms. Using member feedback to continuously improve our products, processes and services, we have built a comprehensive digital banking experience to complement our exceptional brick-and-mortar branch services at locations throughout New Mexico.
Join our mission of improving lives today.
Forbes has identified DNCU as the number one Credit Union in the State of New Mexico for 2024-25. For this seventh annual ranking, Forbes partnered once again with market research firm Statista to survey approximately 26,000 U.S. residents. Participants were asked to name all the banks and credit unions where they currently have—and previously had—a checking or savings account, and to identify financial institutions they know through the experiences of friends and family. Respondents were asked to share their level of satisfaction with the bank or credit union, their willingness to recommend it to others, and to rate the organization based on criteria including: customer service, the quality of financial advice offered by representatives, fee structures, ease of navigating digital and in-person services, and the degree of trust the financial institutions inspired.
— Greg M., DNCU MemberI’ve been a member for over 30 years and the service gets better and better by the day. The employees I’ve worked with provide incredible experiences including quick auto loans. They have moved mountains for me over the years and I knew when I opened my account in the late 90’s that they were the right fit for me.
How can we improve your life?
Select the group you most identify with and what you’re trying to do and we’ll lead you to the product or service to help you meet your needs.
Competitive and easy to understand. The way all great rates should be.
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New or Used Auto Loans
As low as4.99% APR* -
Personal Loan
As low as10.49% APR* -
Credit Cards
As low as12.49% APR*
*Annual Percentage Rate. Click View All Rates to see applicable disclosures, terms, and conditions related to rates advertised.
Make the Switch Today!
Earn a *$300 reward for opening a Del Norte Credit Union Checking account with direct deposit, e-statements, and register for online banking. Additional perks include: open a Holiday Savings Club and we’ll match up to $50, open a Youth Savings account for your children and we will match the first $50 saved, get a 0.50% rate discount on consumer loans with full payroll deposit and automatic payments, get a $500 Mortgage appraisal fee discount. Enter promo code iSWITCHED.
Award Winning Service
Committed to our communities, and committed to being your trusted financial partner.
2024 Winner of the Santa Fe Chamber of Commerce’s Family-Friendly Business of the Year Award. Take a look at our Proud To Showcase page.
New Mexico's Hometown
Financial Cooperative
End of the summer brings cooler weather and back-to-school shopping. We know high interest credit cards can continue to increase your monthly payments. DNCU personal loans empower members to meet a variety of financial needs. Discover how easy it is to add your next financial tool with DNCU.
How may we serve you today?
Whether it’s simple and convenient checking account options, competitive auto loan terms, home ownership options or savings programs, our team of experts is ready with custom strategies to achieve any financial goal.
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Spend & Track
Regain control and convenience by easily switching to a DNCU checking account.
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Hit The Road
Commuting, road tripping, off roading and more. Let DNCU get you into your next ride and back on the road with confidence.
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Own Your Home
Let expert DNCU loan officers assist you with the largest and most rewarding transaction of your life.
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Saving For Tomorrow
Our competitive savings options are built to help you reach a variety of financial milestones.
Current Promotions
Youth Accounts
Our youth accounts feature levels that evolve as your child grows, whether they’re part of Baxter’s Bunch, ready for our SCORE! program, or take the next step with our SCORE! Credit Card. Sign up for a youth account that develops alongside your child.
That's a Great Rate!
Purchase or refinance a new vehicle from external financing, year 2021 or newer, and enjoy for a full 90 days before your first payment is due! Come in or apply online from October 1st to November 30th, 2024 to secure this great rate.
Improving Lives—DNCU community contributions, by the numbers
Inspired by our values of Del Norteño Pride and our role as your ideal partner for a better future, we strive to fulfill our mission of improving lives throughout New Mexico every day.
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$2,787,575
Total savings for DNCU members in 2023.
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1,652
DNCU Employee Volunteer Hours in 2023.
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$152,055
Total DNCU Charitable Giving in 2023.
A Credit Union With A Mission
Joining DNCU generates dividends for both members and community. Discover a new level of banking convenience and help improve lives in New Mexico by enrolling with us today.
Disclosures
*For Share Certificates, APY = Annual Percentage Yield. Offer effective August 1, 2024. A penalty may be imposed for Early Withdrawal on any Share Certificate product. Fee may reduce earnings on the account. Dividends will vary based on the amount of money on deposit. The share certificate special term is thirteen months and at maturity will roll over to a twelve-month share certificate at our current rate. The share certificate special term is eight months and at maturity will roll over to a six-month share certificate. Offer good for new or existing money. $1,000 minimum deposit to obtain APY. Dividends are compounded daily and paid monthly. Rates subject to change. Terms and conditions are subject to change without notice.
†Minimum payment terms of 3% of the balance, plus interest, or $15 (whichever is greater) apply.
Personal Loans, APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Offer is subject to credit approval. Your approved rate may be higher based on credit, term, or collateral. Other terms and conditions may apply.
*iSWITCHED offer valid until 12/31/2025. One time $300 reward will be automatically deposited into your account at 90 days from account opening date, as long as requirements are met. One reward per social security number will be paid. $5 minimum deposit is required to open membership. Discounts available on any consumer loan with full payroll deposit and automatic payments on that loan, subject to loan approval and availability. One match per family up to $50 during the first year only for Holiday Savings Club and Youth Savings account. Mortgage appraisal fee discount will be offered one time only. Rewards are subject to IRS reporting. Consult your tax advisor regarding tax obligations.