Business Visa® Cards
Give your dream the credit it deserves.
dncuBusiness Visa® Cards allow you to move with confidence
You have done more than identify a market. You’ve discovered your dream. Bring it within reach with a Business Visa® card from dncuBusiness.
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Low Rates
A penny saved is a penny earned. Save more on your purchases with competitive interest rates.
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Cash Back
Earn 1.5% cash back with the dncuBusiness ameTHYST credit card.
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Extended Warranty
Get peace of mind with an extended warranty on applicable purchases.
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Perks
Worldwide automatic travel accident, auto rental collision, extended warranty, baggage delay, and more.
Rock solid credit cards that you can rely on.
dncuBusiness is committed to empowering your business with a choice of Business Visa® credit cards (Obsidian or Amethyst) that meet the daily, monthly and yearly demands of your operation.
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LOW RATES
Inspired by the naturally occurring volcanic glass known for its resilience and strength, obsiDIAN reflects the unbreakable commitment of its holder.
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CASH BACK
Not only stunning in its presentation, ameTHYST is respected for its ability to provide clear-headed decision-making to those fortunate enough to hold it.
Details
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Type of Rate or Fee |
Rate or Fee |
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DISCLOSURES ***APR = Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Please contact a lender for detail on current rates and terms. Rates are current as of October 1, 2023. Monthly payment will be 3% of average monthly balance or $15, whichever is greater. Rates are variable and will adjust based on WSJ Prime. |
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Type of Rate or Fee Annual Percentage Rate (APR) for Purchases, Balance Transfers & Cash*** |
Rate or Fee as low as 13.24% |
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Type of Rate or Fee Cash Advances |
Rate or Fee No Fee |
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Type of Rate or Fee Foreign Transaction Fee |
Rate or Fee 1% of each transaction in U.S. dollars |
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Type of Rate or Fee Late Payment Fee |
Rate or Fee $25.00 |
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Type of Rate or Fee Returned Payment |
Rate or Fee $25.00 |
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Type of Rate or Fee Annual Fee |
Rate or Fee No fee |
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Type of Rate or Fee Processing Fee |
Rate or Fee No fee |
Frequently Asked Questions (FAQ)
To open a business account, please bring the following information:
- The business address and phone number; and if applicable, the business Employer Identification Number (EIN) assigned by the IRS.
- Personal identifying information for each person who is an owner of the business or authorized signer on the business account, along with proof of identity such as a driver’s license.
- Appropriate documentation that shows the business structure such as a Business License or Operating Agreement.
DNCU will confirm with the New Mexico Secretary of State’s office that the business is registered and considered to be in good standing with their office. DNCU may require additional documentations depending on the type of business and organizational structure. Please give us a call with specific questions at 505-455-4678.
Yes! dncuBusiness is proud to offer a number of convenient specialty services to our community. Specialty services include:
Cashier’s checks
Debit card / ATM replacements
Debit card international processing
ACH
Remote Deposit Capture
Credit card cash advances
Notary public* (may incur fee)
Document signing
Stop payments and disputes
Reloadable card transactions
Non-member transactions
*All Notarial Acts are performed based upon the sole discretion of the licensed Notary Public of New Mexico.
Notarial Acts we can provide: Acknowledgments, Administer of Oaths and Affirmations, Jurats, and Copy Certifications. Some of the notarial acts that we do provide are subject to change because of our temporary closure of our offices.
Notarial Acts we decline to provide: Wills, POA’s, Surveys, Warranty Deeds or any type of deeds that involve legal property, Divorce Decrees.
Yes, we do. Get all the details on initiating a wire transfer including daily domestic and international deadlines via our Wire Transfers Quick Reference Guide.
Please visit our Rates & Fees page for a comprehensive list of applicable rates and fees.
Start Your Relationship
We’re here to help. Call us at (505) 455-4678 or complete the form below and a dncuBusiness representative will get back to you as soon as possible.
More information on documentation requirements for opening an account with dncuBusiness is available here.
The card you need is closer than you think.
Get your dncuBusiness credit card today. Call us at (505) 455-4678 or click the button below to send us an email.
You may also be interested in:
Business Savings Accounts
Looking for a straightforward and smart way to save? Check out dncuBusiness savings accounts.
Business Online And Mobile Banking
Take business with you wherever you go with online and mobile banking for business.
Enjoy all that dncuBusiness offers. Apply today.
(505) 455-4678
