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Rates and Fees

Rates and Fees

Express and Star Checking
Checking Account Type	Minimum To Earn APY	Dividend Rate	APY*
DISCLOSURES Deposit Rates are current as of June 1, 2024. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. *APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. Account uses the average daily balance to obtain APY each monthly statement cycle. The rate may change after account opening (variable rate account).
Checking Account Type Express (Basic)	Minimum To Earn APY $0	Dividend Rate 0.00%	APY* 0.00%
Checking Account Type Star	Minimum To Earn APY $1000	Dividend Rate 0.05%	APY* 0.05%
Checking Account Type Free 4 Me	Minimum To Earn APY $0	Dividend Rate 0.00%	APY* 0.00%

Money Market Accounts
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle	Dividend Rate	APY*
DISCLOSURES $2,000 Minimum Balance to Open. Deposit Rates are current as of June 1, 2024. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. *APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. Account uses the average daily balance to obtain APY each monthly statement cycle. The rate may change after account opening (variable rate account). ^DNCU will charge a service fee for more than three checks. Other fees may apply, please see our List of Fees for a complete list. Money Market Checking Accounts do not qualify for Courtesy Pay and may not be used with Bill Pay.
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $2,000-$9,999.99	Dividend Rate 0.75%	APY* 0.75%
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $10,000-$24,999.99	Dividend Rate 0.80%	APY* 0.80%
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $25,000-$49,999.99	Dividend Rate 1.00%	APY* 1.00%
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $50,000-$99,999.99	Dividend Rate 1.25%	APY* 1.26%
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $100,000	Dividend Rate 1.50%	APY* 1.51%

Share (Savings) Accounts
Savings Type	Dividend Rate	APY*
DISCLOSURES Minimum Balance to Open of $5.00. Deposit Rates are current as of June 1, 2024. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. *APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. The rate may change after account opening (variable rate account). Minimum average daily balance to obtain APY for Primary Savings Accounts is $5.00. Minimum average daily balance to obtain APY for Holiday Savings Accounts is $10.00.
Savings Type Primary Savings with Average Daily Balance of $5.00 - $1,999.99	Dividend Rate 0.10%	APY* 0.10%
Savings Type Primary Savings with Average Daily Balance of $2,000 - $9,999	Dividend Rate 0.10%	APY* 0.10%
Savings Type Primary Savings with Average Daily Balance of $10,000 - $24,999	Dividend Rate 0.10%	APY* 0.10%
Savings Type Primary Savings with Average Daily Balance of $25,000 - $49,999	Dividend Rate 0.15%	APY* 0.15%
Savings Type Primary Savings with Average Daily Balance of $50,000	Dividend Rate 0.20%	APY* 0.20%
Savings Type Holiday Savings Account	Dividend Rate 0.25%	APY* 0.25%
Savings Type IRA Savings Account	Dividend Rate 0.25%	APY* 0.25%

Youth Savings Accounts
Savings Type	Dividend Rate	APY*
Minimum Balance To Open of $5.00. Deposit Rates are current as of June 1, 2024. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. *APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. The rate may change after account opening (variable rate account). Minimum average daily balance to obtain APY is $5.00 for primary savings and $10 for holiday savings.
Savings Type Baxter’s Bunch	Dividend Rate Primary Savings Dividend Rate 0.25%	APY* 0.25%
Savings Type Score! Teen Program	Dividend Rate Primary Savings Dividend Rate 0.25%	APY* 0.25%

Money Market Accounts
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle	Dividend Rate	APY*
DISCLOSURES $2,000 Minimum Balance to Open. Deposit Rates are current as of June 1, 2024. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. *APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. Account uses the average daily balance to obtain APY each monthly statement cycle. The rate may change after account opening (variable rate account). ^DNCU will charge a service fee for more than three checks. Other fees may apply, please see our List of Fees for a complete list. Money Market Checking Accounts do not qualify for Courtesy Pay and may not be used with Bill Pay.
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $2,000-$9,999.99	Dividend Rate 0.75%	APY* 0.75%
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $10,000-$24,999.99	Dividend Rate 0.80%	APY* 0.80%
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $25,000-$49,999.99	Dividend Rate 1.00%	APY* 1.00%
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $50,000-$99,999.99	Dividend Rate 1.25%	APY* 1.26%
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $100,000	Dividend Rate 1.50%	APY* 1.51%

Certificates and IRA Certificates - $1,000+ Minimum Balance
Term	Dividend Rate	APY**
DISCLOSURES $1,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $1,000. Deposit Rates are current as of April 14, 2025. Rates and Fees may change at any time without notice. Please contact a member services representative for details. **APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
Term 3 month	Dividend Rate 3.50%	APY** 3.56%
Term 6 month	Dividend Rate 3.50%	APY** 3.56%
Term 9 month	Dividend Rate 3.50%	APY** 3.56%
Term 12 month	Dividend Rate 3.50%	APY** 3.56%
Term 18 month	Dividend Rate 3.35%	APY** 3.41%
Term 24 month	Dividend Rate 3.25%	APY** 3.30%
Term 36 month	Dividend Rate 3.20%	APY** 3.25%
Term 48 month	Dividend Rate 3.10%	APY** 3.15%
Term 60 month	Dividend Rate 3.10%	APY** 3.15%

Certificates and IRA Certificates - $10,000+ Minimum Balance
Term	Dividend Rate	APY**
DISCLOSURES $10,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $10,000. Deposit Rates are current as of April 14, 2025. Rates and Fees may change at any time without notice. Please contact a member services representative for details. **APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
Term 3 month	Dividend Rate 3.55%	APY** 3.61%
Term 6 month	Dividend Rate 3.55%	APY** 3.61%
Term 9 month	Dividend Rate 3.55%	APY** 3.61%
Term 12 month	Dividend Rate 3.55%	APY** 3.61%
Term 18 month	Dividend Rate 3.40%	APY** 3.46%
Term 24 month	Dividend Rate 3.30%	APY** 3.35%
Term 36 month	Dividend Rate 3.25%	APY** 3.30%
Term 48 month	Dividend Rate 3.15%	APY** 3.20%
Term 60 month	Dividend Rate 3.15%	APY** 3.20%

Certificates and IRA Certificates - $100,000+ Minimum Balance
Term	Dividend Rate	APY**
DISCLOSURES $100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000. Deposit Rates are current as of April 14, 2025. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. **APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
Term 3 month	Dividend Rate 3.60%	APY** 3.67%
Term 6 month	Dividend Rate 3.60%	APY** 3.67%
Term 9 month	Dividend Rate 3.60%	APY** 3.67%
Term 12 month	Dividend Rate 3.60%	APY** 3.67%
Term 18 month	Dividend Rate 3.45%	APY** 3.51%
Term 24 month	Dividend Rate 3.35%	APY** 3.41%
Term 36 month	Dividend Rate 3.30%	APY** 3.35%
Term 48 month	Dividend Rate 3.20%	APY** 3.25%
Term 60 month	Dividend Rate 3.20%	APY** 3.25%

Certificate Builder Share Account
Dividend Rate	APY**
DISCLOSURES $10.00 Minimum Balance to obtain APY. Minimum Balance to Open of $50.00. Requires a $50 minimum monthly deposit for nine months. Deposit Rates are current as of August 1, 2024. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. **APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
Dividend Rate 0.25%	APY** 0.25%

DNCU Reward Credit Cards
Type of Rate or Fee	Rate or Fee
DISCLOSURES ***APR = Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at any time without notice. Please contact a lender for detail on current rates and terms. Rates are current as of December 1, 2024. Monthly payment will typically be 3% of average monthly balance or $15, whichever is greater. Rates are variable and will adjust based on Prime.
Type of Rate or Fee Annual Percentage Rate (APR) for Purchases, Balance Transfers & Cash***	Rate or Fee as low as 12.49%
Type of Rate or Fee Cash Advances	Rate or Fee No Fee
Type of Rate or Fee Foreign Transaction Fee	Rate or Fee 1% of each transaction in U.S. dollars
Type of Rate or Fee Late Payment Fee	Rate or Fee $25.00
Type of Rate or Fee Returned Payment	Rate or Fee $25.00
Type of Rate or Fee Annual Fee	Rate or Fee No Fee
Type of Rate or Fee Processing Fee	Rate or Fee No Fee

DNCU Share Secured Credit Cards
Type of Rate or Fee	Rate or Fee
DISCLOSURES ***APR = Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Please contact a lender for detail on current rates and terms. Rates are current as of October 1, 2024. Monthly payment will be 3% of average monthly balance or $15, whichever is greater.
Type of Rate or Fee Annual Percentage Rate (APR) for Purchases, Balance Transfers & Cash***	Rate or Fee 9.90%
Type of Rate or Fee Cash Advances	Rate or Fee No Fee
Type of Rate or Fee Foreign Transaction Fee	Rate or Fee 1% of each transaction in U.S. dollars
Type of Rate or Fee Late Payment Fee	Rate or Fee $25.00
Type of Rate or Fee Returned Payment	Rate or Fee $25.00
Type of Rate or Fee Annual Fee	Rate or Fee No Fee
Type of Rate or Fee Processing Fee	Rate or Fee No Fee

New and Used Auto Loans - Cars & Trucks
Model Year	APR*** as low as	APR*** as low as
DISCLOSURES Loan Rates are current as of June 23, 2025. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details. *APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at any time without notice. Please contact a lender for detail on current rates and terms. Offer is subject to credit approval. Your approved rate and APR may be higher or lower based on credit, term, loan amount, or collateral. Loan subject to $37 processing fee. APR shown assumes term of 36 months, $20,000 loan amount, clean title, LTV not to exceed 125%, minimum FICO score of 760+, and must meet debt to income requirements. Other terms and conditions may apply. Speak with a lender regarding the specific requirements. Electric & Hybrid Vehicle Program – Max Term 84 Months, Discounts cannot be combined -0.25% Auto Loans – LTV <90% not including GAP, MBP or DP) Tier 1, $25,000 Max, No Luxury Brands, 100k Maximum Miles, DTI 40%, PTI 15% ***Tier 2, $35,000 Max, DTI 45%, PTI 15%, Add 1% for Mileage over 100,000
Model Year 2022-2025	APR*** as low as 3.99%	APR*** as low as
Model Year 2021 or older	APR*** as low as 6.19%	APR*** as low as
Model Year First Time Buyer Auto Loans Helping Members with limited or no credit to purchase vehicles.	APR* as low as Tier 1**	APR* as low as Tier 2***
Model Year 2022-2025	APR*** as low as 11.24%	APR*** as low as 11.24%
Model Year 2021 or older	APR*** as low as 12.64%	APR*** as low as 12.64%

Powersports
Model Year	APR*** as low as
DISCLOSURES Eligible Types: Dirtbike, Personal Watercraft, Jet Ski, Snowmobile, ATV/UTV, Side-by-Side, Sportbike, Enduro/Dual Sport, Motorcycles like Harley-Davidson & BMW, Personal Utility Trailers, Horse Trailers w/o Living Quarters, Small Tractors & Equipment. Loan Rates are current as of December 20, 2024. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details. ***APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at any time without notice. Please contact a lender for detail on current rates and terms. Offer is subject to credit approval. Your approved rate and APR may be higher or lower based on credit, term, loan amount, or collateral. Loan subject to $37 processing fee. APR shown assumes term of 36 months, $10,000 loan amount, clean title, LTV not to exceed 115%, minimum FICO score of 730+, and must meet debt to income requirements. Other terms and conditions may apply. Speak with a lender regarding the specific requirements. ¹Model 10+ years old
Model Year 2015 - 2025	APR*** as low as 7.49%
Model Year 2014 or older¹	APR*** as low as 8.49%

RV
Model Year	APR*** as low as
DISCLOSURES Eligible Types: Travel Trailers, 5th Wheels, Class A, B & C Motor Homes, Pop-Up Tent Trailer, Truck Camper, Toy Hauler, Horse Trailer w/ Living Quarters & Boats. Loan Rates are current as of December 20, 2024. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details. ***APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at any time without notice. Please contact a lender for detail on current rates and terms. Offer is subject to credit approval. Your approved rate and APR may be higher or lower based on credit, term, loan amount, or collateral. Loan subject to $37 processing fee. APR shown assumes term of 120 months, $15,000 loan amount, clean title, LTV not to exceed 115%, minimum FICO score of 730+, and must meet debt to income requirements. Other terms and conditions may apply. Speak with a lender regarding the specific requirements. ¹Model 10+ years old
Model Year 2015 - 2025	APR*** as low as 8.24%
Model Year 2014 or older¹	APR*** as low as 9.24%

Mobile Home Loans
Type of Loan	APR*** as low as
DISCLOSURES Loan Rates are current as of September 29, 2023. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details. ***APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Please contact a lender for detail on current rates and terms. Offer is subject to credit approval. Your approved rate may be higher based on credit, term, or collateral. APR offered assumes term of 120 months, clean title, LTV not to exceed 95%, minimum FICO score of 730+, and must meet debt to income requirements. Other terms and conditions may apply. Speak with a lender regarding the specific requirements. ¹Eligible Types: Single Wide & Multi Wide Mobile or Modular Homes that are not permanently affixed to real property. Title must be active. For permanent foundation Mobile Home loans, see Mortgage Loan Info.
Type of Loan Mobile Home (2025–2015)	APR*** as low as 10.18%
Type of Loan Mobile Home (2014 or older)¹	APR*** as low as 10.18%

We offer Fixed Rate, Adjustable Rate, Jumbo Fixed, and Jumbo Adjustable Rate Mortgage Loans.

Please visit our Mortgages Center to schedule your consultation.

Personal Loans
Type of Loan	APR*** as Low As
DISCLOSURES Loan Rates are current as of December 20, 2024. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details. ***APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Please contact a lender for detail on current rates and terms. Offer is subject to credit approval. Your approved rate may be higher based on credit, term, or collateral. APR offered assumes loan amount of $10,000, term of 36 months, minimum FICO score of 730+ and must meet debt to income requirements. Loan subject to $37 processing fee. Other terms and conditions may apply. Speak with a lender regarding the specific requirements. ‡Share or Certificate Secured must be at DNCU. †Minimum payment terms of 3% of the balance, plus interest, or $15 (whichever is greater) apply. Rate may change after opening and increase. ^⊕$20 application fee collected at time of application. Maximum term of 6 months. $15 late fee will be charged on loans that are 15 days or more past due. Full Payroll Deposit and Automatic Payments -0.50%
Type of Loan Share or Certificate Secured‡	APR*** as Low As 2.00%
Type of Loan Unsecured Personal Loan	APR*** as Low As 10.49%
Type of Loan Unsecured Revolving Line of Credit^†	APR*** as Low As 12.99%

Click to Open the Personal Fee Schedule

Schedule of Fees-Personal 11.15.2023

Business Checking
Checking Account Type	Minimum Average Daily Balance To Avoid Monthly Service Fee*
NOTE: dncuBusiness Checking accounts are non-interest bearing. *Minimum average daily balance must be maintained at all times.
Checking Account Type Copper Business Checking	Minimum Average Daily Balance To Avoid Monthly Service Fee* $500
Checking Account Type Quartz Business Checking	Minimum Average Daily Balance To Avoid Monthly Service Fee* $2,500
Checking Account Type Turquoise Business Checking	Minimum Average Daily Balance To Avoid Monthly Service Fee* $10,000

Business Savings
Savings Type	Dividend Rate	APY*
DISCLOSURES Minimum Balance to Open of $5.00. Deposit Rates are current as of June 1, 2024. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. *APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. The rate may change after account opening (variable rate account). Minimum average daily balance to obtain APY for Regular Savings Accounts is $5.00.
Savings Type Business Savings with Average Daily Balance of $5.00 - $1,999.99	Dividend Rate 0.10%	APY* 0.10%
Savings Type Business Savings with Average Daily Balance of $2,000 - $9,999	Dividend Rate 0.10%	APY* 0.10%
Savings Type Business Savings with Average Daily Balance of $10,000 - $24,999	Dividend Rate 0.10%	APY* 0.10%
Savings Type Business Savings with Average Daily Balance of $25,000 - $49,999	Dividend Rate 0.15%	APY* 0.15%
Savings Type Business Savings with Average Daily Balance of $50,000	Dividend Rate 0.20%	APY* 0.20%

Business Money Market
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle	Dividend Rate	APY*
DISCLOSURES $2,000 Minimum Balance to Open. Deposit Rates are current as of June 1, 2024. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. *APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. Account uses the average daily balance to obtain APY each monthly statement cycle. The rate may change after account opening (variable rate account).
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $2,000-$9,999.99	Dividend Rate 0.75%	APY* 0.75%
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $10,000-$24,999.99	Dividend Rate 0.80%	APY* 0.80%
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $25,000-$49,999.99	Dividend Rate 1.00%	APY* 1.00%
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $50,000-$99,999.99	Dividend Rate 1.25%	APY* 1.25%
Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $100,000	Dividend Rate 1.50%	APY* 1.51%

Business Certificates - $1,000+ Minimum Balance
Term	Dividend Rate	APY**
DISCLOSURES $1,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $1,000. Deposit Rates are current as of April 14, 2025. Rates and Fees may change at any time without notice. Please contact a member services representative for details. **APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
Term 3 month	Dividend Rate 3.50%	APY** 3.56%
Term 6 month	Dividend Rate 3.50%	APY** 3.56%
Term 9 month	Dividend Rate 3.50%	APY** 3.56%
Term 12 month	Dividend Rate 3.50%	APY** 3.56%
Term 18 month	Dividend Rate 3.35%	APY** 3.41%
Term 24 month	Dividend Rate 3.25%	APY** 3.30%
Term 36 month	Dividend Rate 3.20%	APY** 3.25%
Term 48 month	Dividend Rate 3.10%	APY** 3.15%
Term 60 month	Dividend Rate 3.10%	APY** 3.15%

Business Certificates - $10,000+ Minimum Balance
Term	Dividend Rate	APY**
DISCLOSURES $10,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $10,000. Deposit Rates are current as of April 14, 2025. Rates and Fees may change at any time without notice. Please contact a member services representative for details. **APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
Term 3 month	Dividend Rate 3.55%	APY** 3.61%
Term 6 month	Dividend Rate 3.55%	APY** 3.61%
Term 9 month	Dividend Rate 3.55%	APY** 3.61%
Term 12 month	Dividend Rate 3.55%	APY** 3.61%
Term 18 month	Dividend Rate 3.40%	APY** 3.46%
Term 24 month	Dividend Rate 3.30%	APY** 3.35%
Term 36 month	Dividend Rate 3.25%	APY** 3.30%
Term 48 month	Dividend Rate 3.15%	APY** 3.20%
Term 60 month	Dividend Rate 3.15%	APY** 3.20%

Business Certificates - $100,000+ Minimum Balance
Term	Dividend Rate	APY**
DISCLOSURES $100,000+ Minimum Balance to obtain APY. Minimum Balance to Open of $100,000. Deposit Rates are current as of April 14, 2025. Rates and Fees may change at any time without notice. Please contact a member services representative for details. **APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
Term 3 month	Dividend Rate 3.60%	APY** 3.67%
Term 6 month	Dividend Rate 3.60%	APY** 3.67%
Term 9 month	Dividend Rate 3.60%	APY** 3.67%
Term 12 month	Dividend Rate 3.60%	APY** 3.67%
Term 18 month	Dividend Rate 3.45%	APY** 3.51%
Term 24 month	Dividend Rate 3.35%	APY** 3.41%
Term 36 month	Dividend Rate 3.30%	APY** 3.41%
Term 48 month	Dividend Rate 3.20%	APY** 3.25%
Term 60 month	Dividend Rate 3.20%	APY** 3.25%

DNCU Business Visa Credit Cards
Type of Rate or Fee	Rate or Fee
DISCLOSURES ***APR = Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Please contact a lender for detail on current rates and terms. Rates are current as of October 1, 2023. Monthly payment will be 3% of average monthly balance or $15, whichever is greater. Rates are variable and will adjust based on WSJ Prime.
Type of Rate or Fee Annual Percentage Rate (APR) for Purchases, Balance Transfers & Cash***	Rate or Fee as low as 13.24%
Type of Rate or Fee Cash Advances	Rate or Fee No Fee
Type of Rate or Fee Foreign Transaction Fee	Rate or Fee 1% of each transaction in U.S. dollars
Type of Rate or Fee Late Payment Fee	Rate or Fee $25.00
Type of Rate or Fee Returned Payment	Rate or Fee $25.00
Type of Rate or Fee Annual Fee	Rate or Fee No fee
Type of Rate or Fee Processing Fee	Rate or Fee No fee

Click to Open the Business Fee Schedule

Schedule of Fees-Business 11.15.2023