Personal > Money Market

woman stretching before going on a jog

Money Market Savings Accounts

Get flexible with your savings today.

The best of both worlds

Earn higher interest on your savings and enjoy limited check writing options with a DNCU Money Market Savings Account.

Simplified and smart. Start today.

  • hispanic couple hugging and smiling

    Make your money earn more

    You’ve saved well — now reap the rewards with higher interest on your savings with an account that works as hard as you do.

  • rv parked in new mexico

    Keep access to your money

    Make up to 6 withdrawals/debits per month to avoid fees^ with a maximum of 3 by check or draft.

  • friends fly fishing in the rio grande by taos new mexico

    Easy to understand and no gimmicks

    There are no minimum withdrawal amounts or other gimmicks with DNCU Money Market Savings Accounts.

Money Market Savings Accounts - Current Rates

Tiered rates based on account balance. Dividends are compounded monthly and paid monthly.

Money Market Accounts

Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle

Dividend Rate

APY*

DISCLOSURES

$2,000 Minimum Balance to Open.

Deposit Rates are current as of March 1, 2021. Rates and Fees may change at anytime without notice. Please contact a member services representative for details.

*APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account.

Account uses the average daily balance to obtain APY each monthly statement cycle.

The rate may change after account opening (variable rate account).

Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle

$0-$1,999.00

Dividend Rate

0.00%

APY*

0.00%

Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle

$2,000-$9,999.99

Dividend Rate

0.05%

APY*

0.05%

Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle

$10,000-$24,999.99

Dividend Rate

0.10%

APY*

0.10%

Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle

$25,000-$49,999.99

Dividend Rate

0.15%

APY*

0.15%

Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle

$50,000-$99,999.99

Dividend Rate

0.20%

APY*

0.20%

Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle

$100,000+

Dividend Rate

0.25%

APY*

0.25%

Get started today

Money Market Savings Accounts may be opened in-person at any of our branches or by phone in some circumstances.

Find a branchContact us

Join us

Become a DNCU member
Apply online
Stop by one of our branches
Find your closest branch
Call us

505-455-5228 or
(877) 818-3628 toll-free.

Disclosures

^DNCU will charge a service fee for more than three checks. Other fees may apply, please see our List of Fees for a complete list. Money Market Savings Accounts do not qualify for Courtesy Pay and may not be used with Bill Pay.