Money Market Checking Accounts
Get flexible with your money today.
The Best of Both Worlds
Earn higher interest on your and enjoy limited check writing options with a DNCU Money Market Checking Account.
Simplified and smart. Start today.
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Make your money earn more
You’ve saved well — now reap the rewards with higher interest with an account that works as hard as you do.
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Keep access to your money
Make up to 6 withdrawals/debits per month to avoid fees^ with a maximum of 3 by check or draft.
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Easy to understand and no gimmicks
There are no minimum withdrawal amounts or other gimmicks with DNCU Money Market Checking Accounts.
Money Market Checking Accounts Current Rates
Tiered rates based on account balance. Dividends are compounded monthly and paid monthly.
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Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle |
Dividend Rate |
APY* |
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DISCLOSURES $2,000 Minimum Balance to Open. Deposit Rates are current as of May 15, 2023. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. *APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. Account uses the average daily balance to obtain APY each monthly statement cycle. The rate may change after account opening (variable rate account). ^DNCU will charge a service fee for more than three checks. Other fees may apply, please see our List of Fees for a complete list. Money Market Checking Accounts do not qualify for Courtesy Pay and may not be used with Bill Pay. |
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Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $2,000-$9,999.99 |
Dividend Rate 0.75% |
APY* 0.75% |
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Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $10,000-$24,999.99 |
Dividend Rate 0.80% |
APY* 0.80% |
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Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $25,000-$49,999.99 |
Dividend Rate 1.00% |
APY* 1.00% |
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Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $50,000-$99,999.99 |
Dividend Rate 1.25% |
APY* 1.26% |
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Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $100,000 |
Dividend Rate 1.50% |
APY* 1.51% |
Get started today
Money Market Checking Accounts may be opened in-person at any of our branches or by phone in some circumstances.
You might also be interested in:
Share Certificates
Our Share Certificates offer the best rates for savers who are looking to maximize dividends on a timeline of their choice.
Share Accounts
DNCU offers a variety of savings accounts, known as Share Accounts, for all ages and lifestyles.
Join us
505-455-5228 or
(877) 818-3628 toll-free.
