Business Checking Accounts
Easy to open. Easy to use.
dncuBusiness Checking is your go-to tool for everyday financial tasks
As a business owner, you have enough on your mind. Let your dncuBusiness checking account help you meet common financial obligations quickly and effectively.
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Access Your Accounts
Take control of your accounts with 24 hour / 7 days a week access.
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Manage Your Money
Keep your eye on the numbers and the big picture with a suite of management tools.
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Transfer Funds
Make swift, secure and easy financial transfers online.
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Make Payments
The no-hassle method for paying bills and meeting other financial obligations.
We're Salt Of The Earth -- Now Let's Pick Your Mineral.
You know your business better than anyone. Our three tier approach (Copper, Quartz or Turquoise) allows you to choose the level of service that meets your needs and exceeds your expectations.
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IDEAL FOR
IDEAL FOR
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Monthly Fee
Monthly Fee
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Fee Waiver
Fee Waiver
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Items Processed
(Number of paper checks deposited and written at no charge)
Items Processed
(Number of paper checks deposited and written at no charge)
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Per item charge
(after maximum items processed)
Per item charge
(after maximum items processed)
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COPPER
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IDEAL FOR
Very small business / hobby account
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Monthly Fee
$5
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Fee Waiver
$500 Minimum Average Daily Balance
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Items Processed
(Number of paper checks deposited and written at no charge)
50
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Per item charge
(after maximum items processed)
$0.20
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QUARTZ
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IDEAL FOR
Small business
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Monthly Fee
$8
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Fee Waiver
$2,500 Minimum Average Daily Balance
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Items Processed
(Number of paper checks deposited and written at no charge)
100
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Per item charge
(after maximum items processed)
$0.20
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TURQUOISE
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IDEAL FOR
Medium sized business
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Monthly Fee
$15
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Fee Waiver
$10,000 Minimum Average Daily Balance
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Items Processed
(Number of paper checks deposited and written at no charge)
250
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Per item charge
(after maximum items processed)
$0.20
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Frequently Asked Questions (FAQ)
To open a business account, please bring the following information:
- The business address and phone number; and if applicable, the business Employer Identification Number (EIN) assigned by the IRS.
- Personal identifying information for each person who is an owner of the business or authorized signer on the business account, along with proof of identity such as a driver’s license.
- Appropriate documentation that shows the business structure such as a Business License or Operating Agreement.
DNCU will confirm with the New Mexico Secretary of State’s office that the business is registered and considered to be in good standing with their office. DNCU may require additional documentations depending on the type of business and organizational structure. Please give us a call with specific questions at 505-455-4678.
Yes! dncuBusiness is proud to offer a number of convenient specialty services to our community. Specialty services include:
Cashier’s checks
Debit card / ATM replacements
Debit card international processing
ACH
Remote Deposit Capture
Credit card cash advances
Notary public* (may incur fee)
Document signing
Stop payments and disputes
Reloadable card transactions
Non-member transactions
*All Notarial Acts are performed based upon the sole discretion of the licensed Notary Public of New Mexico.
Notarial Acts we can provide: Acknowledgments, Administer of Oaths and Affirmations, Jurats, and Copy Certifications. Some of the notarial acts that we do provide are subject to change because of our temporary closure of our offices.
Notarial Acts we decline to provide: Wills, POA’s, Surveys, Warranty Deeds or any type of deeds that involve legal property, Divorce Decrees.
Yes, we do. Get all the details on initiating a wire transfer including daily domestic and international deadlines via our Wire Transfers Quick Reference Guide.
Please visit our Rates & Fees page for a comprehensive list of applicable rates and fees.
Contact Us
Need assistance? To discuss your Business Lending needs, please call us at (505) 455-4678. For Business Deposit needs, please call us at (505) 455-5380.
All other Business inquiries can be made by appointment, here.
More information on documentation requirements for opening an account with dncuBusiness is available here.
There's no time like the present.
Contact us to open your business checking account today. Call us at (505) 455-4678 for more info or use the button below to email us.
Enjoy all that dncuBusiness offers. Apply today.
(505) 455-4678