Special Emergency Loans are available to those that are being affected by the Hermit’s Peak, Calf Canyon, and Cerro Pelado Fires. We are also offering extensions on existing loans at DNCU. Click here for more information.
DNCU Business Share Certificates are the reliable choice for business owners who seek predictable returns with minimal risk.
Predictability
There’s no guessing with these returns — know how much the CD will be worth at the close of the term.
Safety
Our fixed rate maintains the value of your investment — fees are applied only if funds are withdrawn prior to maturity date.
Flexibility
Our terms allow you to choose your level of commitment — short, medium or long term.
Share Certificates - Current Rates
Certificates and IRA Certificates - $1,000+ Minimum Balance
Term
Dividend Rate
APY**
DISCLOSURES
$1,000+ Minimum Average Daily Balance to obtain APY. Minimum Balance to Open of $1,000.
Deposit Rates are current as of December 1, 2021. Rates and Fees may change at anytime without notice. Please contact a member services representative for details.
**APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
Term
3 month
Dividend Rate
0.10%
APY**
0.10%
Term
6 month
Dividend Rate
0.15%
APY**
0.15%
Term
9 month
Dividend Rate
0.20%
APY**
0.20%
Term
12 month
Dividend Rate
0.25%
APY**
0.25%
Term
18 month
Dividend Rate
0.30%
APY**
0.30%
Term
24 month
Dividend Rate
0.45%
APY**
0.45%
Term
36 month
Dividend Rate
0.50%
APY**
0.50%
Term
48 month
Dividend Rate
0.55%
APY**
0.55%
Term
60 month
Dividend Rate
0.60%
APY**
0.60%
Certificates and IRA Certificates - $10,000+ Minimum Balance
Term
Dividend Rate
APY**
DISCLOSURES
$10,000+ Minimum Average Daily Balance to obtain APY. Minimum Balance to Open of $10,000.
Deposit Rates are current as of December 1, 2021. Rates and Fees may change at anytime without notice. Please contact a member services representative for details.
**APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
Term
3 month
Dividend Rate
0.15%
APY**
0.15%
Term
6 month
Dividend Rate
0.20%
APY**
0.20%
Term
9 month
Dividend Rate
0.25%
APY**
0.25%
Term
12 month
Dividend Rate
0.30%
APY**
0.30%
Term
18 month
Dividend Rate
0.35%
APY**
0.35%
Term
24 month
Dividend Rate
0.50%
APY**
0.50%
Term
36 month
Dividend Rate
0.55%
APY**
0.55%
Term
48 month
Dividend Rate
0.60%
APY**
0.60%
Term
60 month
Dividend Rate
0.65%
APY**
0.65%
Certificates and IRA Certificates - $100,000+ Minimum Balance
Term
Dividend Rate
APY**
DISCLOSURES
$100,000+ Minimum Average Daily Balance to obtain APY. Minimum Balance to Open of $100,000.
Deposit Rates are current as of December 1, 2021. Rates and Fees may change at anytime without notice. Please contact a member services representative for details.
**APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.
Term
3 month
Dividend Rate
0.20%
APY**
0.20%
Term
6 month
Dividend Rate
0.25%
APY**
0.25%
Term
9 month
Dividend Rate
0.30%
APY**
0.30%
Term
12 month
Dividend Rate
0.35%
APY**
0.35%
Term
18 month
Dividend Rate
0.40%
APY**
0.40%
Term
24 month
Dividend Rate
0.55%
APY**
0.55%
Term
36 month
Dividend Rate
0.60%
APY**
0.60%
Term
48 month
Dividend Rate
0.65%
APY**
0.65%
Term
60 month
Dividend Rate
0.70%
APY**
0.70%
Contact Us
We’re here to help. Call us at (505) 455-4678 or complete the form below and a DNCU Business representative will get back to you as soon as possible.
Get Started Today
Share certificates may be opened in-person at any of our branches or by phone at (505) 455-4678 in some circumstances.