Business Share Certificates
Grow your money on a timeline of your choice.
Take your savings to the next level
DNCU Business Share Certificates are the reliable choice for business owners who seek predictable returns with minimal risk.
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Predictability
There’s no guessing with these returns — know how much the CD will be worth at the close of the term.
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Safety
Our fixed rate maintains the value of your investment — fees are applied only if funds are withdrawn prior to maturity date.
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Flexibility
Our terms allow you to choose your level of commitment — short, medium or long term.
Share Certificates - Current Rates
|
Term |
Dividend Rate |
APY** |
|---|---|---|
|
DISCLOSURES $1,000+ Minimum Average Daily Balance to obtain APY. Minimum Balance to Open of $1,000. Deposit Rates are current as of December 1, 2021. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. **APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product. |
||
|
Term 3 month |
Dividend Rate 0.10% |
APY** 0.10% |
|
Term 6 month |
Dividend Rate 0.15% |
APY** 0.15% |
|
Term 9 month |
Dividend Rate 0.20% |
APY** 0.20% |
|
Term 12 month |
Dividend Rate 0.25% |
APY** 0.25% |
|
Term 18 month |
Dividend Rate 0.30% |
APY** 0.30% |
|
Term 24 month |
Dividend Rate 0.45% |
APY** 0.45% |
|
Term 36 month |
Dividend Rate 0.50% |
APY** 0.50% |
|
Term 48 month |
Dividend Rate 0.55% |
APY** 0.55% |
|
Term 60 month |
Dividend Rate 0.60% |
APY** 0.60% |
|
Term |
Dividend Rate |
APY** |
|---|---|---|
|
DISCLOSURES $10,000+ Minimum Average Daily Balance to obtain APY. Minimum Balance to Open of $10,000. Deposit Rates are current as of December 1, 2021. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. **APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product. |
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|
Term 3 month |
Dividend Rate 0.15% |
APY** 0.15% |
|
Term 6 month |
Dividend Rate 0.20% |
APY** 0.20% |
|
Term 9 month |
Dividend Rate 0.25% |
APY** 0.25% |
|
Term 12 month |
Dividend Rate 0.30% |
APY** 0.30% |
|
Term 18 month |
Dividend Rate 0.35% |
APY** 0.35% |
|
Term 24 month |
Dividend Rate 0.50% |
APY** 0.50% |
|
Term 36 month |
Dividend Rate 0.55% |
APY** 0.55% |
|
Term 48 month |
Dividend Rate 0.60% |
APY** 0.60% |
|
Term 60 month |
Dividend Rate 0.65% |
APY** 0.65% |
|
Term |
Dividend Rate |
APY** |
|---|---|---|
|
DISCLOSURES $100,000+ Minimum Average Daily Balance to obtain APY. Minimum Balance to Open of $100,000. Deposit Rates are current as of December 1, 2021. Rates and Fees may change at anytime without notice. Please contact a member services representative for details. **APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product. |
||
|
Term 3 month |
Dividend Rate 0.20% |
APY** 0.20% |
|
Term 6 month |
Dividend Rate 0.25% |
APY** 0.25% |
|
Term 9 month |
Dividend Rate 0.30% |
APY** 0.30% |
|
Term 12 month |
Dividend Rate 0.35% |
APY** 0.35% |
|
Term 18 month |
Dividend Rate 0.40% |
APY** 0.40% |
|
Term 24 month |
Dividend Rate 0.55% |
APY** 0.55% |
|
Term 36 month |
Dividend Rate 0.60% |
APY** 0.60% |
|
Term 48 month |
Dividend Rate 0.65% |
APY** 0.65% |
|
Term 60 month |
Dividend Rate 0.70% |
APY** 0.70% |
Contact Us
We’re here to help. Call us at (505) 455-4678 or complete the form below and a DNCU Business representative will get back to you as soon as possible.
Get Started Today
Share certificates may be opened in-person at any of our branches or by phone at (505) 455-4678 in some circumstances.
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DNCU Business Savings
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Visit DNCU Business Savings.
Enjoy all that DNCU offers. Become a member today.
505-455-5228 or
(877) 818-3628 toll-free.