Business > Business Share Certificates

Small Business Owners Deliver Packages

Business Share Certificates

Grow your money on a timeline of your choice.

CURRENT RATESOPEN ACCOUNT

Take your savings to the next level

DNCU Business Share Certificates are the reliable choice for business owners who seek predictable returns with minimal risk.

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    Predictability

    There’s no guessing with these returns — know how much the CD will be worth at the close of the term.

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    Safety

    Our fixed rate maintains the value of your investment — fees are applied only if funds are withdrawn prior to maturity date.

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    Flexibility

    Our terms allow you to choose your level of commitment — short, medium or long term.

Share Certificates - Current Rates

Certificates and IRA Certificates - $1,000+ Minimum Balance

Term

Dividend Rate

APY**

DISCLOSURES

$1,000+ Minimum Average Daily Balance to obtain APY. Minimum Balance to Open of $1,000.

Deposit Rates are current as of March 1, 2021. Rates and Fees may change at anytime without notice. Please contact a member services representative for details.

**APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.

Term

3 month

Dividend Rate

0.10%

APY**

0.10%

Term

6 month

Dividend Rate

0.15%

APY**

0.15%

Term

9 month

Dividend Rate

0.20%

APY**

0.20%

Term

12 month

Dividend Rate

0.25%

APY**

0.25%

Term

18 month

Dividend Rate

0.30%

APY**

0.30%

Term

24 month

Dividend Rate

0.45%

APY**

0.45%

Term

36 month

Dividend Rate

0.50%

APY**

0.50%

Term

48 month

Dividend Rate

0.55%

APY**

0.55%

Certificates and IRA Certificates - $10,000+ Minimum Balance

Term

Dividend Rate

APY**

DISCLOSURES

$10,000+ Minimum Average Daily Balance to obtain APY. Minimum Balance to Open of $10,000.

Deposit Rates are current as of March 1, 2021. Rates and Fees may change at anytime without notice. Please contact a member services representative for details.

**APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.

Term

3 month

Dividend Rate

0.15%

APY**

0.15%

Term

6 month

Dividend Rate

0.20%

APY**

0.20%

Term

9 month

Dividend Rate

0.25%

APY**

0.25%

Term

12 month

Dividend Rate

0.30%

APY**

0.30%

Term

18 month

Dividend Rate

0.35%

APY**

0.35%

Term

24 month

Dividend Rate

0.50%

APY**

0.50%

Term

36 month

Dividend Rate

0.55%

APY**

0.55%

Term

48 month

Dividend Rate

0.60%

APY**

0.60%

Certificates and IRA Certificates - $100,000+ Minimum Balance

Term

Dividend Rate

APY**

DISCLOSURES

$100,000+ Minimum Average Daily Balance to obtain APY. Minimum Balance to Open of $100,000.

Deposit Rates are current as of March 1, 2021. Rates and Fees may change at anytime without notice. Please contact a member services representative for details.

**APY= Annual Percentage Yield. Fee May Reduce Earnings on the Account. A Penalty May be Imposed for Early Withdrawal on any Share Certificate product.

Term

3 month

Dividend Rate

0.20%

APY**

0.20%

Term

6 month

Dividend Rate

0.25%

APY**

0.25%

Term

9 month

Dividend Rate

0.30%

APY**

0.30%

Term

12 month

Dividend Rate

0.35%

APY**

0.35%

Term

18 month

Dividend Rate

0.40%

APY**

0.40%

Term

24 month

Dividend Rate

0.55%

APY**

0.55%

Term

36 month

Dividend Rate

0.60%

APY**

0.60%

Term

48 month

Dividend Rate

0.65%

APY**

0.65%

Contact Us

We’re here to help. Call us at (505) 455-4678 or complete the form below and a DNCU Business representative will get back to you as soon as possible.

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Get Started Today

Share certificates may be opened in-person at any of our branches or by phone at (505) 455-4678 in some circumstances.

Contact Us

Enjoy all that DNCU offers. Become a member today.

Join DNCU today
Apply online
Stop by one of our branches
Find your preferred branch
Call us

505-455-5228 or
(877) 818-3628 toll-free.