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Personal > Vehicle Loans > Mobile Home Loans

Large mobile home transported on New Mexico highway

Mobile Home Loans

Finance your mobile home with DNCU.

To better serve you, our online link has a new look!

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We’re the home of financing for the mobile homes of all shapes and sizes — reach out to us today for guidance and advice on securing the best possible loan for your mobile home.

DNCU has the experience and expertise that you're looking for

We are your source for mobile home financing.

Mobile Homes

Mobile homes are a popular option for many in northern New Mexico. Financing a mobile home, however, can be a tricky process.

DNCU’s mobile home lending program helps our members avoid the potential pitfalls in financing a mobile home.

Truck carefully moves mobile home through narrow road

Current rates

Mobile Home Loans

Type of Loan

APR*** as low as


Loan Rates are current as of September 29, 2023. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details.

***APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Please contact a lender for detail on current rates and terms.

Offer is subject to credit approval. Your approved rate may be higher based on credit, term, or collateral. APR offered assumes term of 120 months, clean title, LTV not to exceed 95%, minimum FICO score of 730+, and must meet debt to income requirements. Other terms and conditions may apply. Speak with a lender regarding the specific requirements.

1Eligible Types: Single Wide & Multi Wide Mobile or Modular Homes that are not permanently affixed to real property. Title must be active.  For permanent foundation Mobile Home loans, see Mortgage Loan Info.

Type of Loan

Mobile Home (2024–2014)

APR*** as low as


Type of Loan

Mobile Home (2013 or older)1

APR*** as low as



How Much Will My Mobile Home Payment Be?

If You Buy A Mobile Home Worth


APR = Annual Percentage Rate

Calculator is hypothetical based on assumption and may not reflect your actual rate. Calculator is for informational purposes only and not an offer for credit.

Based on 120 month term.

Greg Medina

I’ve been a member for over 30 years and the service gets better and better by the day. The employees I’ve worked with provide incredible experiences including quick auto loans. They have moved mountains for me over the years and I knew when I opened my account in the late 90’s that they were the right fit for me.

— Greg M., DNCU Member

Finance your mobile home today

Ready to get started? Apply online now to get the details of your new low interest and hassle-free loan with DNCU.

Apply now

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505 455-5228 or
(877) 818-3628 toll-free.


*APR = Annual Percentage Rate.

²Recreational Vehicles include Motor Homes, Travel Trailers, Campers, Watercraft (including boats and jet skis), Off Road vehicles (including ATVs and Snowmobiles).

³For permanent foundation Mobile Home loans, see Mortgage Loan Info.