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Personal > Vehicle Loans > Mobile Home Loans

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Mobile Home Loans

Finance your mobile home with DNCU.

RATESApply now

We’re the home of financing for the mobile homes of all shapes and sizes — reach out to us today for guidance and advice on securing the best possible loan for your mobile home.

DNCU has the experience and expertise that you're looking for

We are your source for mobile home financing.

Mobile Homes

Mobile homes are a popular option for many in northern New Mexico. Financing a mobile home, however, can be a tricky process.

DNCU’s mobile home lending program helps our members avoid the potential pitfalls in financing a mobile home.

Truck carefully moves mobile home through narrow road

Current rates

Mobile Home Loans

Type of Loan

APR*** as low as


Loan Rates are current as of May 5, 2023. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details.

***APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Please contact a lender for detail on current rates and terms.

Offer is subject to credit approval. Your approved rate may be higher based on credit, term, or collateral. APR offered assumes term of 120 months, clean title, LTV not to exceed 95%, minimum FICO score of 730+, and must meet debt to income requirements. Other terms and conditions may apply. Speak with a lender regarding the specific requirements.

1Eligible Types: Single Wide & Multi Wide Mobile or Modular Homes that are not permanently affixed to real property. Title must be active.  For permanent foundation Mobile Home loans, see Mortgage Loan Info.

Type of Loan

Mobile Home (2023–2013)

APR*** as low as


Type of Loan

Mobile Home (2013 or older)1

APR*** as low as



How Much Will My Mobile Home Payment Be?

If You Buy A Mobile Home Worth


APR = Annual Percentage Rate

Calculator is hypothetical based on assumption and may not reflect your actual rate. Calculator is for informational purposes only and not an offer for credit.

Based on 120 month term.

DNCU Member Nikole G smiles with New Mexico landscape in background

I love the personal service. I have had a few unique requests over the last year and each time the staff was so accommodating and super easy to work with.

— Nickole G., DNCU Member

Finance your mobile home today

Ready to get started? Apply online now to get the details of your new low interest and hassle-free loan with DNCU.

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505 705-8228 or
(877) 818-3628 toll-free.


*APR = Annual Percentage Rate.

²Recreational Vehicles include Motor Homes, Travel Trailers, Campers, Watercraft (including boats and jet skis), Off Road vehicles (including ATVs and Snowmobiles).

³For permanent foundation Mobile Home loans, see Mortgage Loan Info.