Personal > Home Loans > Home Equity Line Of Credit

Home Equity Line Of Credit

Unlock the Power of Your Home

Set New Goals with Your Existing Equity

A home equity line of credit, or HELOC, is a revolving credit line secured by your home that uses the equity you already have.

How a HELOC can help you:

Get a flexible line of credit. You can control how much and how often you borrow.
Use it for a variety of expenses, such as home improvements, college tuition, or consolidating high-rate debt.
Access funds as you need them, unlike a personal loan that provides a fixed dollar amount upfront.

Lower monthly payments
HELOCs often are a less expensive credit option than personal loans or credit cards if you have the available equity in your home.
Use the Equity Already Available
Use the current equity in your home to further enhance your home’s overall value by updating or converting space.
One Loan, One Payment
Bring all obligations under one roof by consolidating your debt with a HELOC.
Complete Your Projects
It’s time to turn those many small home projects, or that one big one, into a real estate reality! Get it done with a HELOC.

Melina and her husband had a great experience working with Ever on their first Home Equity loan. He answered all of their questions and made them feel very comfortable and confident in making this decision. Thank you for helping take care of her and Patrick!

— Kaycee Avitia, Sunrise Roofing, DNCU Business Member

Improve Your Home Now

A HELOC is a line of credit based on your home’s equity; the more equity you’ve built up in the home, the more money you can access through a HELOC. Residential real estate has been rising in value and that means a home can be a valuable source to borrow from. Need to completely renovate your bathroom, or want larger countertops in your kitchen? A HELOC can be a helpful source to ensure these large home improvement projects get completed.

Apply Now

Debt Consolidation
Multiple loans, credit card debt, and more? Save on time and money when you can consolidate your debts into one payment. A Home Equity Line of Credit can do just that.
Home Improvements & Renovations
Does your bedroom’s look need updating? Need to upgrade your appliances? A Home Equity Line of Credit can help bring your home into the modern age!
Emergency Fund
Owning a home can be a big responsibility, and from time to time, emergencies happen. For those unexpected, and sometimes inconvenient happenings, a Home Equity Line of Credit may be the perfect answer.