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Personal > Vehicle Loans > RVs

Recreational Vehicles (RVs)

Finance your home away from home with DNCU.


Class A, B, C, teardrops, fifth-wheels, truck campers and more — there are many choices when it comes to RVs. Let DNCU be your first choice for financing your grand escape on wheels.

Three Steps To Adventure

  • Line of new RVs for sale on lot


    The perfect RV reveals itself. Eventually. Have your financing ready when you meet your perfect match.

  • Older couple high five each other in front of laptop while holding bills


    Discover how easy it is to drive past the red tape and be on the road sooner than you think.

  • Middle aged couple smile and drink coffee just outside of RV


    You’ve done it. Start your grand adventure today with the confidence that an RV loan from DNCU Borrow provides.

Current Rates


Model Year

APR*** as low as


Eligible Types: Travel Trailers, 5th Wheels, Class A, B & C Motor Homes, Pop-Up Tent Trailer, Truck Camper, Toy Hauler, Horse Trailer w/ Living Quarters & Boats.

Loan Rates are current as of September 29, 2023. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details.

***APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at any time without notice. Please contact a lender for detail on current rates and terms.

Offer is subject to credit approval. Your approved rate and APR may be higher or lower based on credit, term, loan amount, or collateral. Loan subject to $37 processing fee. APR shown assumes term of 120 months, $15,000 loan amount, clean title, LTV not to exceed 115%, minimum FICO score of 730+, and must meet debt to income requirements. Other terms and conditions may apply. Speak with a lender regarding the specific requirements.

¹Model 10+ years old

Model Year

2013 - 2023

APR*** as low as


Model Year

2012 or older1

APR*** as low as



How Much Will My Monthly RV Payment Be?

If You Buy A Newer* RV Worth


APR = Annual Percentage Rate

Calculator is hypothetical based on assumption and may not reflect your actual rate. Calculator is for informational purposes only and not an offer for credit.

*Model less than 10 years old

**120 Mos. $15,000 Minimum, 144 Mos. $25,000 Minimum, 180 Mos. $35,000 Minimum, 240 Mos. $60,000 Minimum

Salesman hands keys to happy female customer inside RV

Free Guide To RV Financing

Need some help understanding the different types of RVs, factors to consider when choosing your own, the benefits of buying new versus used and financing options?

Check out the free guide to financing an RV in the Financial Fitness section.

Read The Guide

Apply for an RV loan today

Ready to get started? Apply online now to get the details of your low interest and hassle-free RV loan with DNCU.


Frequently Asked Questions (FAQs)

Please see our rates table for our current auto loan rates.

Click here to apply to refinance your auto loan.

Yes, you can pre-qualify for an auto loan by setting an appointment at your nearest branch here or apply online here.

Vehicle owners must have full collision and comprehensive insurance in accordance with state laws. Visit our insurance partner Trustage for member-exclusive discounts.

You don’t have to purchase from an auto dealer in New Mexico. If you are planning to purchase outside of New Mexico, DNCU does require that you purchase from a franchise dealership. Talk to our loan representatives for details and requirements.

Join us

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Apply Now
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Call us

505-455-5228 or
(877) 818-3628 toll-free.