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Online Banking Access
Competitive and easy to understand. The way all great rates should be.
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New or Used Auto Loans
As low as3.99% APR* -
Personal Loan
As low as10.49% APR* -
Credit Cards
As low as11.49% APR*
*Annual Percentage Rate. Click View All Rates to see applicable disclosures, terms, and conditions related to rates advertised.
How may we serve you today?
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Spend & Track
Learn MoreRegain control and convenience by easily switching to a DNCU checking account.
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Hit The Road
Learn MoreCommuting, road tripping, off roading and more. Let DNCU get you into your next ride and back on the road with confidence.
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Own Your Home
Learn MoreLet expert DNCU loan officers assist you with the largest and most rewarding transaction of your life.
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Saving For Tomorrow
Learn MoreOur competitive savings options are built to help you reach a variety of financial milestones.
We are honored to be voted 2025 Family Friendly Business, Education Support Designation, Family Friendly New Mexico
How can we improve your life?
Select the group you most identify with and what you’re trying to do and we’ll lead you to the product or service to help you meet your needs.
Current Promotions
Credit Cards That Work For You
Rewards You Want
With three choices for rewards and perks, find the right card for you.
Simplify Your Finances
New Year, New Goals
A Debt Consolidation loan may be a great option for you to explore. Click the link to learn how!
For Your Family's Peace of Mind
Easy Three Step Process
Secure your family’s future today for less than the cost of a night out.
Improving Lives—DNCU community contributions, by the numbers
Inspired by our values of Del Norteño Pride and our role as your ideal partner for a better future, we strive to fulfill our mission of improving lives throughout New Mexico every day.
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$2,750,365
Total savings for DNCU members in 2025.
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1,460
DNCU Employee Volunteer Hours in 2025.
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$255,230
Total DNCU Charitable Giving in 2025.
A Credit Union With A Mission
Joining DNCU generates dividends for both members and community. Discover a new level of banking convenience and help improve lives in New Mexico by enrolling with us today.
Disclosures
†Minimum payment terms of 3% of the balance, plus interest, or $15 (whichever is greater) apply.
Auto Refinance: *APR= Annual Percentage Rate. This is not an offer for credit. Rate may vary based on credit approval, collateral, or terms requested. Rates advertised may change at any time without notice. For new loans: will only offer loans to borrowers who move existing loans from an outside source.