Del Norte Credit Union on Google Play Store Del Norte Credit Union on IOS app store


DNCU Midtown branch In Santa Fe


No hassles. No red tape. Becoming a member of DNCU is quick and easy.

To better serve you, our application has a new look!

Join Now Online

Looking forward to meeting you

Since 1954, we’ve welcomed new members to our community and our mission of improving lives in New Mexico. When you become a member of DNCU, you will not only be introduced to a comprehensive set of financial resources but also a shared commitment to the New Mexico community.

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    Around The Clock Convenience And Customer Service

  • Dollar Sign

    Excellent Rates & Member Value

  • Heart in Hand

    Member-Owned And Community-Focused

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    Expert Financial Planning For Every Goal

What sets us apart

There’s a reason why so many in New Mexico have chosen DNCU as their partner in building a stronger financial future.

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    Community commitment — supporting New Mexico

    We’re proud to have contributed over $20,000 towards COVID-19 related relief efforts and local charities in 2020.

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    Local expertise — live and learn with us

    We work and live in New Mexico. Rely on us for financial insights and expertise in the Land of Enchantment.

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    Lifetime partners — we’re here for every step

    From a first savings account to strategies for navigating retirement, we’re ready to assist you along the entire journey.

DNCU vs. Banks

  • Who Owns It?

    Who Owns It?

  • What Is The Purpose?

    What Is The Purpose?

  • Fees For ATM Access?

    Fees For ATM Access?

  • Institution’s Investment Strategy

    Institution’s Investment Strategy

  • How Is It Insured?

    How Is It Insured?


  • Who Owns It?


  • What Is The Purpose?

    Service For Members

  • Fees For ATM Access?

    No-fee ATM Network Across The USA and Co-Op Shared Branching

  • Institution’s Investment Strategy

    Community Interest

  • How Is It Insured?



  • Who Owns It?


  • What Is The Purpose?


  • Fees For ATM Access?

    Fees To Use ATMs Out Of Network

  • Institution’s Investment Strategy


  • How Is It Insured?


Head shot photo of Claudette Sutton DNCU Member

I’ve been banking at Del Norte Credit Union ever since I started Tumbleweeds, Santa Fe’s family newspaper, 25 years ago. I’ve enjoyed the many enhancements over the years, from teller-phone, to online banking, and now the DNCU mobile app — plus the live employees are some of the friendliest in town! I feel lucky to be able to bank locally. I’d no longer even consider an impersonal national bank!

— Claudette S., DNCU Member for 25 years


There are many ways you can qualify for membership.

Please review the list below and select the first option that applies to you. Membership in Del Norte Credit Union is open to all those having a common bond of association, occupation, or residence as follows:

  • Persons living or working in: Los Alamos, Santa Fe, Rio Arriba, Sandoval, Taos, Colfax, Union, Harding, Mora, San Miguel, Torrance, Guadalupe, Quay, or Chaves Counties, New Mexico; persons in contiguous states that are living or working within 150 miles of Raton, subject to the rules and regulations of those contiguous states;
  • Employees of the Los Alamos National Laboratory (LANL); other personnel assigned to LANL;
  • It is easy and free to join the Del Norte LOV Foundation and improve the lives of the youth and their families in New Mexico;
  • Employees of this credit union; members of the immediate families of such persons.

If you do not see an option on this list that matches your situation, please call our Member Service Center at (505) 455-5228 or (877) 818-3628. We look forward to being your partner for a better financial future!

Multi-colored rustic truck outside of Taos New Mexico

Joining DNCU is easy — choose your own method

Become a member
Join now online
Stop by one of our branches
Find your closest branch
Call us

(505) 455-5228 or
(877) 818-3628 toll-free.