Personal > Vehicle Loans > RVs, Heavy Equipment and Mobile Home Loans

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RVs, Heavy Equipment and Mobile Home Loans

Finance your next big vehicle with DNCU.

See current rates belowApply now

We’re the home of financing for the biggest vehicles — rely on us for secured loans for recreational equipment, heavy equipment and mobile home purchases.

DNCU has tonnes of experience and expertise

We are your home for large vehicles and equipment financing.

  • rv parked in new mexico

    Recreational vehicles

    It’s a way of life in New Mexico — the desire to connect to the great outdoors fulfilled by the amazing vehicles that allow it to happen.

    Recreational vehicle loans include motorhomes, travel trailers, campers, watercraft, offroad vehicles (e.g. ATVs).

  • farm tractor working before rain storm

    Heavy Equipment

    Many in northern New Mexico rely upon tractors and other heavy equipment to get the job done.

    For those who do, time is also a valuable commodity so DNCU has established a fast lending process for tractors and heavy equipment.

  • truck hauling mobile home with wide load sign

    Mobile Homes

    Mobile homes are a popular option for many in northern New Mexico. Financing a mobile home, however, can be a tricky process.

    DNCU’s mobile home lending program helps our members avoid the potential pitfalls in financing a mobile home.

Current rates

New or Used RV, Tractor/Heavy Equipment, or Mobile Home Loans

Type of Loan

APR*** as low as

DISCLOSURES

Loan Rates are current as of October 2, 2020. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details.

***APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Please contact a lender for detail on current rates and terms. Rate are current as of October 2, 2020.

Offer is subject to credit approval. Your approved rate may be higher based on credit, term, or collateral. APR offered assumes term of 48 months, clean title, LTV not to exceed 120%, minimum FICO score of 730+, and must meet debt to income requirements. Other terms and conditions may apply. Speak with a lender regarding the specific requirements.

²Recreational Vehicles include Motor Homes, Travel Trailers, Campers, Watercraft (including boats and jet skis), Off Road vehicles (including ATVs and Snowmobiles).

³For permanent foundation Mobile Home loans, see Mortgage Loan Info.

Type of Loan

Recreational Vehicle (2021–2011)2

APR*** as low as

6.99%

Type of Loan

Recreational Vehicle (2010 or older OR more than 100,000 miles)2

APR*** as low as

7.99%

Type of Loan

Tractor/Heavy Equipment (2021–2011)

APR*** as low as

9.99%

Type of Loan

Tractor/Heavy Equipment (2010 or older OR more than 100,000 miles)

APR*** as low as

10.99%

Type of Loan

Mobile Home (2021–2011)3

APR*** as low as

7.99%

Type of Loan

Mobile Home (2010 or older)3

APR*** as low as

8.99%

Nickole G DNCU Member

I love the personal service. I have had a few unique requests over the last year and each time the staff was so accommodating and super easy to work with.

— Nickole G., DNCU Member

Finance your RV, heavy equipment or mobile home today

Ready to get started? Apply online now to get the details of your new low interest and hassle-free loan with DNCU.

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505 705-8228 or
(877) 818-3628 toll-free.

Disclosures

*APR = Annual Percentage Rate.

²Recreational Vehicles include Motor Homes, Travel Trailers, Campers, Watercraft (including boats and jet skis), Off Road vehicles (including ATVs and Snowmobiles).

³For permanent foundation Mobile Home loans, see Mortgage Loan Info.