Electric Vehicle Loans
For a Limited Time¹ Enjoy rates as low as 3.49 APR² and a $100 cash bonus³
Electric Vehicles Can Save Money Over Time
Ready to make your next vehicle work harder for your budget? An Electric Vehicle may help you spend less on fuel and routine maintenance, possibly putting more money back in your pocket over time. With this long-term savings, going electric could be a smart move for both your lifestyle and your wallet. Electric vehicles may also offer value beyond financial savings!
Benefits of Electric Vehicles:
- Lower fuel costs: Electricity can cost less per mile than gasoline.
- Fewer maintenance expenses: EVs may require less routine maintenance.
- Quiet driving: Electric motors may deliver a smoother, quieter ride.
- Convenient home charging: EVs may allow you to charge your car at home while possibly reducing your number of trips to the gas station.
- Reduced environmental impact: EVs produce no tailpipe emissions while driving and may help reduce overall transportation emissions.
New Mexicans also have access to:
- Potential tax incentives: New Mexico offers the Clean Car State Tax Credit, which may provide refundable tax credits up to $3,000 for purchasing or leasing an electric vehicle.
- PNM Utility Rebates: If you use PNM, you may be able to qualify for a rebate for your charger and installation help via the PNM Residential Charger Rebates.
If your goal is to potentially minimize long-term transportation costs and reduce exposure to fluctuating fuel prices, an electric vehicle may be a financially forward-thinking purchase.
Current Rates
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Model Year |
APR¹ as low as |
APR¹ as low as |
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DISCLOSURES Loan Rates are current as of October 1, 2026. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details. APR¹ = Annual Percentage Rate. Rates may vary based on creditworthiness, loan terms, and other factors. Offer is subject to credit approval. Loan subject to $37 processing fee. APR shown assumes term of 36 months, $20,000 loan amount, clean title, LTV not to exceed 125%, minimum FICO score of 760+, and must meet debt to income requirements. Other terms and conditions may apply. Electric & Hybrid Vehicle Program – Max Term 84 Months, Discounts cannot be combined -0.25% Auto Loans – LTV <90% not including GAP, MBP or DP) *Tier 1, $25,000 Max, No Luxury Brands, 100k Maximum Miles, DTI 40%, PTI 15% **Tier 2, $35,000 Max, DTI 45%, PTI 15%, Add 1% for Mileage over 100,000 |
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Model Year 2024-2027 |
APR¹ as low as 3.99% |
APR¹ as low as |
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Model Year 2023 or older |
APR¹ as low as 5.74% |
APR¹ as low as |
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Model Year First Time Buyer Auto Loans Helping Members with limited or no credit to purchase vehicles. |
APR¹ as low as Tier 1* |
APR¹ as low as Tier 2** |
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Model Year 2024-2027 |
APR¹ as low as 11.24% |
APR¹ as low as 11.24% |
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Model Year 2023 or older |
APR¹ as low as 12.64% |
APR¹ as low as 12.64% |
How much will my vehicle payment be?
If you buy a new vehicle worth
Disclosures
Calculator is hypothetical based on assumption and may not reflect your actual rate. Calculator is for informational purposes only and not an offer for credit.
Apply for an auto loan today
Ready to get started? Apply online now to get the details of your low interest and hassle-free new or used auto loan with Del Norte Credit Union.
Join us
(877) 818-3628 toll-free.
Disclosures
² Annual Percentage Rate. Rates may vary based on creditworthiness, loan terms, and other factors.
³ Available for purchased vehicles and external refinances only. Offer valid until Nov. 30, 2026.
