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Mobile Home Loans

Finance your Mobile Home with DNCU.

The Experience and Expertise You Need

We are your source for mobile home financing.

Mobile homes are a popular option for many in northern New Mexico. Financing a mobile home, however, can be a tricky process. DNCU’s mobile home lending program helps our members avoid the potential pitfalls in financing a mobile home.

We are passionate about simplifying finances for our members. Our Mobile Home Lending Program streamlines the Mobile Homebuying process and unlocks the door to your next chapter without hidden fees and unnecessary stress. You can also benefit from competitive rates, flexible terms, and expertise from local DNCU lending experts.

Current rates

Mobile Home Loans

Type of Loan

APR*** as low as

DISCLOSURES

Loan Rates are current as of September 29, 2023. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details.

***APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Please contact a lender for detail on current rates and terms.

Offer is subject to credit approval. Your approved rate may be higher based on credit, term, or collateral. APR offered assumes term of 120 months, clean title, LTV not to exceed 95%, minimum FICO score of 730+, and must meet debt to income requirements. Other terms and conditions may apply. Speak with a lender regarding the specific requirements.

1Eligible Types: Single Wide & Multi Wide Mobile or Modular Homes that are not permanently affixed to real property. Title must be active.  For permanent foundation Mobile Home loans, see Mortgage Loan Info.

Type of Loan

Mobile Home (2025–2015)

APR*** as low as

10.18%

Type of Loan

Mobile Home (2014 or older)1

APR*** as low as

10.18%

APPLY NOW

Your dncuMortgage Specialist

  • Thelma

    Thelma Rodriguez

    Mortgage Officer

    Thelma has been caring for DNCU members for over 21 years. Her career with DNCU spans operations, member experience roles, and over 7 years in the mortgage lending area. Thelma specializes in Home Equity loans and Mobile Home loans.

    Through DNCU’s home equity programs, Thelma is able to match a member’s needs with a perfect solution. In some cases that is a debt consolidation loan to help with monthly expenses or home remodel to get that dream kitchen. The Mobile Home loans offered by DNCU are designed to match members with homes that fit their lifestyle and budget. Thelma’s member-first approach comes from her love of her family and her passion for her community.

    Call Thelma at 505-455-5118 or send an email to [email protected] to discover your options for real estate financing.

    Su Prestamista y Representante de Hipotecas Bilingue en Del Norte Credit Union.

    NMLS# 1437039

How Much Will My Mobile Home Payment Be?

If You Buy A Mobile Home Worth

Disclosures

APR = Annual Percentage Rate

Calculator is hypothetical based on assumption and may not reflect your actual rate. Calculator is for informational purposes only and not an offer for credit.

Based on 120 month term.

I’ve been a member for over 30 years and the service gets better and better by the day. The employees I’ve worked with provide incredible experiences including quick auto loans. They have moved mountains for me over the years and I knew when I opened my account in the late 90’s that they were the right fit for me.

— Greg M., DNCU Member
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DNCU offers free consultations with local and experienced mortgage officers.

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Disclosures

*APR = Annual Percentage Rate.

²Recreational Vehicles include Motor Homes, Travel Trailers, Campers, Watercraft (including boats and jet skis), Off Road vehicles (including ATVs and Snowmobiles).

³For permanent foundation Mobile Home loans, see Mortgage Loan Info.