-
Online Banking Access
Competitive and easy to understand. The way all great rates should be.
-
New or Used Auto Loans
As low as3.99% APR* -
Personal Loan
As low as10.49% APR* -
Credit Cards
As low as12.49% APR*
*Annual Percentage Rate. Click View All Rates to see applicable disclosures, terms, and conditions related to rates advertised.
How may we serve you today?
-
Spend & Track
Learn MoreRegain control and convenience by easily switching to a DNCU checking account.
-
Hit The Road
Learn MoreCommuting, road tripping, off roading and more. Let DNCU get you into your next ride and back on the road with confidence.
-
Own Your Home
Learn MoreLet expert DNCU loan officers assist you with the largest and most rewarding transaction of your life.
-
Saving For Tomorrow
Learn MoreOur competitive savings options are built to help you reach a variety of financial milestones.
We are honored to be voted 2025 Family Friendly Business, Education Support Designation, Family Friendly New Mexico
How can we improve your life?
Select the group you most identify with and what you’re trying to do and we’ll lead you to the product or service to help you meet your needs.
Current Promotions
Unlock the Power of Your Home
As Your Family Grows
A Home Equity Line of Credit can help you secure financing to cover one, or many different projects.
Spread Holiday Cheer
Pictures with Santa 2025
Join us for Pictures with Santa
starting December 6th!
Personal Loans
For Every Necessity
Smart starts here, with an easy-to-use personal loan from DNCU.
Improving Lives—DNCU community contributions, by the numbers
Inspired by our values of Del Norteño Pride and our role as your ideal partner for a better future, we strive to fulfill our mission of improving lives throughout New Mexico every day.
-
$2,742,615
Total savings for DNCU members in 2024.
-
1,608
DNCU Employee Volunteer Hours in 2024.
-
$163,640
Total DNCU Charitable Giving in 2024.
A Credit Union With A Mission
Joining DNCU generates dividends for both members and community. Discover a new level of banking convenience and help improve lives in New Mexico by enrolling with us today.
Disclosures
†Minimum payment terms of 3% of the balance, plus interest, or $15 (whichever is greater) apply.
Auto Refinance: *APR= Annual Percentage Rate. This is not an offer for credit. Rate may vary based on credit approval, collateral, or terms requested. Rates advertised may change at any time without notice. For new loans: will only offer loans to borrowers who move existing loans from an outside source.
Personal Loans: *(APR) Annual Percentage Rate. Terms and conditions based on approved credit. Applicable for new loans only; not for internal refinances. Offer valid Nov. 17-Dec. 31, 2025.