New & Used Auto Loans
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Current Rates
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Model Year |
APR¹ as low as |
APR¹ as low as |
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DISCLOSURES Loan Rates are current as of October 11, 2026. Loan Rates and Fees may change at any time without notice. Please contact a member services representative for details. APR¹ = Annual Percentage Rate. Rates may vary based on creditworthiness, loan terms, and other factors. Offer is subject to credit approval. Loan subject to $37 processing fee. APR shown assumes term of 36 months, $20,000 loan amount, clean title, LTV not to exceed 125%, minimum FICO score of 760+, and must meet debt to income requirements. Other terms and conditions may apply. Electric & Hybrid Vehicle Program – Max Term 84 Months, Discounts cannot be combined -0.25% Auto Loans – LTV <90% not including GAP, MBP or DP) *Tier 1, $25,000 Max, No Luxury Brands, 100k Maximum Miles, DTI 40%, PTI 15% **Tier 2, $35,000 Max, DTI 45%, PTI 15%, Add 1% for Mileage over 100,000 |
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Model Year 2024-2027 |
APR¹ as low as 3.99% |
APR¹ as low as |
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Model Year 2023 or older |
APR¹ as low as 5.74% |
APR¹ as low as |
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Model Year First Time Buyer Auto Loans Helping Members with limited or no credit to purchase vehicles. |
APR¹ as low as Tier 1* |
APR¹ as low as Tier 2** |
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Model Year 2024-2027 |
APR¹ as low as 11.24% |
APR¹ as low as 11.24% |
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Model Year 2023 or older |
APR¹ as low as 12.64% |
APR¹ as low as 12.64% |
How much will my vehicle payment be?
If you buy a new vehicle worth
Disclosures
APR = Annual Percentage Rate
Calculator is hypothetical based on assumption and may not reflect your actual rate. Calculator is for informational purposes only and not an offer for credit.
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(877) 818-3628 toll-free.
Disclosures
*Annual Percentage Rate.
¹Model 10+ years old OR more than 100,000 miles.
