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3.56% APY 3-Month Certificate

Start with as little as $1,000 or maximize your returns with savings of $10K+ or $100K+.
Family of Savers

YMCA 1963 Chevy Impala Lowrider Raffle

A Charitable Raffle to benefit
The Española Valley YMCA Teen Center
only 1 month until raffle!
1963 Chevy Impala

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For New and Used Autos

AutoSMART Search Now Available
Your Next Ride Awaits
Spring Auto Loans

How may we serve you today?

Family Friendly NM

We are honored to be voted 2025 Family Friendly Business, Education Support Designation, Family Friendly New Mexico

SEE WHAT MAKES US DIFFERENT

Competitive and easy to understand. The way all great rates should be.

*Annual Percentage Rate. Click View All Rates to see applicable disclosures, terms, and conditions related to rates advertised.

How can we improve your life?

Select the group you most identify with and what you’re trying to do and we’ll lead you to the product or service to help you meet your needs.

Current Promotions

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Unlock the Power of Your Home

As Your Family Grows

A Home Equity Line of Credit can help you secure financing to cover one, or many different projects.

Learn More
Rewards You Want

Credit Cards That Work For You

Rewards You Want

With three choices for rewards and perks, find the right card for you.

Choose Your Card
Back To School Loans

Back to School Loans

For Every Necessity

Smart starts here, with an easy-to-use personal loan from DNCU.

Apply Now

Improving Lives—DNCU community contributions, by the numbers

Inspired by our values of Del Norteño Pride and our role as your ideal partner for a better future, we strive to fulfill our mission of improving lives throughout New Mexico every day.

  • $2,742,615

    Total savings for DNCU members in 2024.

  • 1,608

    DNCU Employee Volunteer Hours in 2024.

  • $163,640

    Total DNCU Charitable Giving in 2024.

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A Credit Union With A Mission

Joining DNCU generates dividends for both members and community. Discover a new level of banking convenience and help improve lives in New Mexico by enrolling with us today.

BECOME A DNCU MEMBER TODAY

Disclosures

Minimum payment terms of 3% of the balance, plus interest, or $15 (whichever is greater) apply.

Personal Loans, APR= Annual Percentage Rate. This is not an offer for credit. Your rate may be different based on credit approval, collateral, or terms requested. Rates advertised may change at anytime without notice. Offer is subject to credit approval. Your approved rate may be higher based on credit, term, or collateral. Other terms and conditions may apply.