FAQs
General
- Apply online here.
- Visit a branch in person, find your branch by visiting the Locations page.
- Call their Member Service Center for assistance or eligibility questions at 505-455-5228.
The routing number for DNCU is 307084211
Our mailing address for payments is:
Del Norte Credit Union
PO BOX 1180
Los Alamos, NM 87544
Please visit our Locations & ATMs page for details on drive-through hours and available services.
Yes. Check with your employer or the company which will be making the direct deposit. Give them your DNCU account information and they will set up the direct deposit.
See a Service Advisor if you need the proper account information to give your employer. Please note account numbers cannot be given out over the phone because of privacy regulations. You must have your member number to request information by phone.
Contact a DNCU branch or call (505) 455-5228 or (877) 818-DNCU (3628) toll-free if you need assistance.
Yes, we do.
To initiate a wire, please visit one of our offices in person. If you have additional questions, please call 505-455-5228 to speak to one of our member service representatives.
Wire Transfer Daily Deadlines
Domestic: 3:00pm, Monday through Friday
International: 3:00pm, Monday through Friday
Domestic Outgoing Wires
• Amount of funds to be transferred ($)
• Beneficiary (bank name)
• Beneficiary (bank routing number)
• Beneficiary (account number)
• Beneficiary (name, address (physical), including city and state, zip)
• Any additional information for the receiving bank or Beneficiary (i.e. invoice number, loan
payment, etc.)
• Purpose of wire
International Outgoing Wires
• Amount of funds to be transferred ($)
• Beneficiary (international bank name)
• Beneficiary (international bank address, including city and country) Swift/Bic code
• IBAN (international bank account number)
• Beneficiary (account number) or IBAN (International Bank Account Number)
• Beneficiary (legal name on the bank account)
• Beneficiary (physical address, including city and country)
• Beneficiary (phone number)
• Any additional information for the receiving bank or Beneficiary (i.e. invoice number, loan
payment, etc.)
• Purpose of wire
Incoming Wires
• Del Norte Credit Union routing number: 307084211
• Bank Name: Del Norte Credit Union
• Bank Address: 3286 Cerrillos Road, Santa Fe, NM 87507
• Beneficiary account number: your account number and designation of checking or savings account or loan number.
• Beneficiary account name and address: The name and address of your account as it appears on your statement.
Yes, DNCU is proud to be part of the Co-Op Shared Branching network.
For important details on available services, restrictions, fees and instructions for both visiting guests and DNCU members looking to use another shared branching credit union, please visit our Shared Branching page.
Online And Mobile Banking
For existing DNCU members who have not yet signed up for online banking, please complete the Online Banking Registration
Fill the form out completely with your information and click on the submit button. Please ensure that all information provided matches your records on file with us.
Not a member of the DNCU? Join DNCU today to take advantage of Del Norte Credit Union’s Bill Pay and other financial services and resources.
Please log into your DNCU online account via the header at the top of the page to use Online Banking.
Simply call our Member Service Center (877) 818-DNCU or use the “Forgot Password?” feature in the login area of the header at the top of the page.
Here’s how to do it in our online banking platform:
- Login to online banking
- On mobile, choose the “More” menu at the bottom of the screen, choose Accounts, then eDocuments
- On a desktop, hover over the Accounts tab at the top of the screen, choose eDocuments
- In this screen you can set each of your accounts to send eStatements
- Each month your eStatements will be available for viewing here
You can pay all your bills in one place. You only have to remember one username and password and you can control your finances by viewing your balance and paying your bills from the same website.
This downloadable PDF has instructions on how to deposit a check with your mobile device.
Please visit Personal Mobile & Online Banking for more information and details on our robust suite of services for members.
DNCU Mortgage
Access your online banking Bill Pay. Add a new bill payee by searching for Dovenmuehle Mortgage Inc.
If we set up your loan with an escrow account for taxes and insurance, DMI will make these payments for you. If you waived escrows, you will make these payments yourself.
Contact DMI for all questions concerning your mortgage payments and escrow at 1-855-473-5252. Member Service Department 1 Corporate Drive, Suite 360 Lake Zurich, IL 60047-8945
DNCU Fraud
Fraud alerts are automated phone calls, text messages and emails that are sent when potentially fraudulent purchase activity has been detected on a credit/debit card account.
- Messages are triggered by the Del Norte Credit Union fraud detection system.
- Text messages will be sent to cardholders in the 50 United States at no charge.
- Customers with international telephone numbers will only receive emails. They will not receive text messages or phone calls.
Fraud Alerts are transmitted to the phone number(s) and/or email address associated with the card used at the time of the transaction. If a joint cardholder is receiving alerts, it is because that cardholder’s phone number and/or email address is associated with the card transacting. If the fraud alerts should have gone to another cardholder on your account, we ask that you update the contact information for that cardholder.
Upon confirming that a transaction is valid, through the alert, you may retry the transaction immediately.
Please report the unauthorized transaction immediately by calling the phone number provided in the alerts or the number on the back of your card. The agent will then take care of marking the transaction as fraud and close the card.
When you mark a transaction as fraudulent, the response message you receive will include our fraud detection department’s toll-free number and it asks that you call to review the card activity, or you will receive a call from a fraud detection agent to review. The agent will be able to review the activity with you and clear the card for use.
If you accidentally opted of out text alerts from a mobile phone, when the digital system calls to verify activity, the system will provide the opportunity to opt back into text alerts for the mobile phone. For all fraud alert types, please call the number on the back of your card to re-enable fraud alerts to an email address, a mobile phone or landline phone number. You can also visit a branch for assistance.
If you are traveling within the U.S., you will receive phone calls, text messages and emails. If you are traveling internationally, you will receive emails. You will only receive text messages if your mobile phone plan allows you to receive them while traveling outside of the United States.
Privacy Policy
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files, and buildings.
We collect your personal information, for example, when you
- open an account or make a wire transfer
- show your government-issued ID or apply for financing
- provide account information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.