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Forward Together With DNCU and The Food Depot

It’s important to choose financial partners that are making a difference. That’s why Del Norte Credit Union is helping feed New Mexico families this winter with the help of The Food Depot! Between November 23 – December 31, choose DNCU for your next checking account, auto loan or mortgage and we will make a contribution on your behalf. FOR EVERY … Continue reading

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Strategies for Purchasing a Vehicle During Fall & Winter

New vehicle sales hit a low point in spring 2020 due to the Coronavirus pandemic. The auto industry has been recovering since then, though the sales rebound is largely due to SUVs and trucks. So if you’re in the market for a new vehicle, especially a car instead of an SUV or truck, now is the time to buy. Dealerships … Continue reading

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The Complete Guide To Personal Loans

Are you wondering what a personal loan is and how they work? This type of financing can help you pay for a range of expenses, whether planned or unplanned. But is a personal loan the best option for you? In this comprehensive guide, we’ll provide all the information you need to make an informed decision about whether or not to … Continue reading

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Key Tips For Mortgage Refinancing

Actively considering refinancing your mortgage? It could be a smart move. With interest rates hitting new lows in response to the unprecedented economic consequences of the COVID19 pandemic, many New Mexicans are investigating the potential savings of a refinanced home mortgage. As with all major financial transactions, it pays to understand what you’re agreeing to. Understanding the terminology, commitment and … Continue reading

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Auto Refinance and Debt Consolidation

When opportunity knocks, we should listen. In times of economic challenge, those solutions designed to rescue and support the wider economy often include efforts to create financial relief and opportunities for individuals and families. Debt consolidation and auto loan refinancing are two examples of time-limited opportunities for those seeking to restructure their obligations to lower monthly payments and reduce long … Continue reading

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Zero Interest Auto Loans: Before You Sign

You’re seeing them on tv. You’re hearing them on the radio. You’re reading them on the web. The ads are everywhere… “Zero percent financing on your next auto loan!” “Pay no interest ever!” “Stop making interest payments right now!” In the era of COVID-19 pandemic lockdowns, auto financing offers have been fast and furious in their response to the economic … Continue reading

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The Credit Union Difference When It Comes to Mortgages

Perhaps you have been a loyal bank customer all your life, partnering with one branch to open new accounts and tend to other financial services. Now, as you’re taking the next steps to invest in your first home, you’re reaching out to the same bank to learn about their mortgage and financing options. While there is something to be said … Continue reading

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How Much Can I Afford to Spend on a Home?

Whether you are shopping in Santa Fe, Española, Los Alamos or elsewhere in Northern New Mexico, buying a home can be an exciting time in your life. Since it is usually the biggest purchase in your life, buying a home usually comes with stress. When you try to figure out how much you can afford to pay on your New … Continue reading

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Home Equity Line of Credit (HELOC)

If you’re looking at ways to pay for your child’s college education or to do home improvements, tapping into your home’s equity is one way to come up with extra funds. Home equity is the difference between what you owe on the mortgage and what your home could sell for. A home equity line of credit or HELOC can also … Continue reading