Are you preparing to take that big step into homeownership? Before doing so, it’s a good idea to have a thorough understanding of different types of homeownership expenses you may encounter after the purchase of your new home. In this guide, you will find a detailed list of the expenses that a new homeowner should prepare for, tips on setting … Continue reading →
Are you thinking about taking that big step toward homeownership in New Mexico? Building equity, reaping tax benefits, setting down roots in a community, and customizing a home to your own tastes are just a few of the advantages of owning a home. In this Guide to Buying a Home for Young Adults & First-Time Homebuyers, we’ll provide you with … Continue reading →
First words. First steps. First day of school. There are many childhood milestones that parents cherish and remember. Developing an understanding of money and the critical role that it plays in the lives of all Americans is another important goal that parents can guide their children toward achieving. In this “Guide to Teaching Your Kids About Money at Every Age”, … Continue reading →
Americans are talking about their homes, and homeownership in general, frequently these days. Rising interest rates, price drops, landlord headaches, and tax implications to name only a few issues. One discussion, however, remains consistent among all the chatter – the need to repair and maintain homes and surrounding property effectively and efficiently. Read on for a comprehensive list of to-dos … Continue reading →
With economic challenges and ongoing attempts from the Federal Reserve to curb inflation with higher interest rates, many consumers in New Mexico and elsewhere are experiencing anxiety about their ability to pay off personal debt. Credit cards, student loans, mortgages, and other debts can seem overwhelming to manage and the stress of falling behind on payments can make it more … Continue reading →
Top 5 Benefits of Donating to Charities for NM Residents Americans are known for their generosity. In 2021, we gave over $400 billion to various not-for-profit organizations across the country and around the world. And who is the largest source of charitable donations? Not big corporations, not foundations, but individuals. Here in New Mexico, our residents are also very generous … Continue reading →
If you’re feeling more financial stress than usual, you’re not alone. Gasoline prices have been fluctuating on the higher side and inflation is still wreaking havoc with household budgets. However, there are steps you can take to identify your primary stressors and plan to overcome them. In this article, we’ll offer 12 tips for how to deal with financial stress. … Continue reading →
One of the biggest challenges small business owners face in today’s world is the difficulty in finding and retaining quality employees. A recent survey by CNBC highlights the issue: 52% of small business owners in 2022 feel that it’s harder to find employees now than one year ago—a time that was thought to be the height of the “Great Resignation.” … Continue reading →
Whether you’ve been together a few months or several decades, keeping the spark alive in your relationship takes work. But spending on regular date nights can quickly add up. Before you think about putting your next evening out on your credit card or worrying about your personal finances, check out some of the more affordable date ideas that could help … Continue reading →
With high gas prices and “runaway” airfare costs this summer, you might choose to stay closer to home to make your money stretch further. Residents of New Mexico are fortunate enough to be able to experience a wide variety of landscapes and climates within a few hours’ drive, from cool mountainscapes and rolling meadows to arid, rocky deserts. Keeping your … Continue reading →
