For many Americans, a home purchase will be the biggest transaction of their lifetime. Beyond the initial purchase, homeowners often seek to renovate or upgrade a beloved home at some point during their ownership. Home equity, the difference between a home’s current value and the remaining mortgage, can be a valuable financial resource for funding home remodeling. In this article, … Continue reading →
Facing rising tuition costs and a higher cost of living, students in New Mexico and around the country are considering both the costs and benefits of higher education institutions and degree programs. In New Mexico, majors in engineering, computer/information sciences, and nursing provide the strongest return on investment in higher education and are available from well-respected colleges and universities throughout … Continue reading →
Are you preparing to take that big step into homeownership? Before doing so, it’s a good idea to have a thorough understanding of different types of homeownership expenses you may encounter after the purchase of your new home. In this guide, you will find a detailed list of the expenses that a new homeowner should prepare for, tips on setting … Continue reading →
New Mexico is known for extremes in its climate, ranging from severe winters to sunburned summers across the state. These dramatic swings in weather conditions can take a toll on houses in New Mexico, resulting in high monthly air conditioning bills and maintenance costs or even damage to a cherished home. Read on for our summer home maintenance checklist of … Continue reading →
Whether you’re dreaming of a chef’s kitchen, modern bathroom, or home addition, you’re not alone. Many homeowners have been remodeling instead of moving during a tight real estate market. Whether you’re looking for renovation projects that will add lasting value to your house or just trying to change things up to work better for you, you’re probably wondering about the … Continue reading →
With an average annual salary of $46,744 and an average credit card balance of $8,323, many New Mexicans are struggling under the burden of high-interest revolving debt. Once you’re in the hole with credit card debt, it’s hard to break the cycle and get your card balances back to zero. Debt consolidation is one option to help you pay off … Continue reading →
While New Mexico is known for its pleasant climate, temperatures can fall sharply overnight, and the higher in elevation you are, the colder you can expect the temperature to be. Winter in New Mexico is the driest season of the year. Still, snow can fall in mountain areas and the valleys can see rain over the winter. So, winterizing a … Continue reading →
Are you looking for a convenient way to cover a bill or emergency expense in between paychecks? You’ve probably heard about payday loans but may not be sure how they work in New Mexico. In this complete guide, we’ll provide the information you need to use payday loans responsibly in New Mexico. If you still have questions, our knowledgeable employees … Continue reading →
New Mexicans carry the highest level of credit card debt relative to their income, according to a 2019 article in the Albuquerque Journal. After a year like 2020, many in New Mexico are struggling with challenges like loss of income and growing debt. In this article, we’ll cover tactics and strategies you can use to manage revolving debt such as … Continue reading →
Our New Year, New You Loan gives you the cash you need with special rates as low as 5.74%APR* Getting in financial shape this new year just got easier with Del Norte Credit Union by your side! This offer ended on February 15, 2021. GO TO PERSONAL LOANS *Annual percentage rate for well-qualified borrowers and on terms up to 60 … Continue reading →
