This year’s holiday sales are expected to rise between 1% and 1.5%, according to Deloitte. Will holiday spending rise in your life? If there is ever a season of overspending, it’s the winter holidays, particularly Christmas, when gifts, travel, decorating, and family gatherings lead many people to rack up credit card debt that can be hard to pay back. This … Continue reading →
“Crime doesn’t pay” is a phrase that easily generates debate. What is largely uncontested, however, is the notion that crime never ends. Even during a time of national unity and common purpose, it is a regrettable reality that some will seek to enrich themselves by exploiting vulnerability, confusion and fear. While our communities strive to flatten the curve of COVID-19, it’s critical … Continue reading →
Del Norte Credit Union is committed to providing its members and the community with valuable and safe services. In recognition of National Cybersecurity Awareness Month (https://www.cisa.gov/national-cyber-security-awareness-month), we would like to let you know of steps we are taking and are planning to take to protect your financial information and resources. Online Banking Services Del Norte Credit Union works to identify … Continue reading →
Are you wondering what a personal loan is and how they work? This type of financing can help you pay for a range of expenses, whether planned or unplanned. But is a personal loan the best option for you? In this comprehensive guide, we’ll provide all the information you need to make an informed decision about whether or not to … Continue reading →
Welcome to the State Of Your Credit Union video blog series for our community, DNCU members and employees. In our first episode, our CEO/President, Chuck Valenti highlights our response, where we are, and where we are headed. Have questions for us? Send them to [email protected] and we might just answer them in the next episode. Thank you for your membership … Continue reading →
Actively considering refinancing your mortgage? It could be a smart move. With interest rates hitting new lows in response to the unprecedented economic consequences of the COVID19 pandemic, many New Mexicans are investigating the potential savings of a refinanced home mortgage. As with all major financial transactions, it pays to understand what you’re agreeing to. Understanding the terminology, commitment and … Continue reading →
Financial institutions offer a variety of deposit products, one of which is the savings account. Unlike most checking options, savings accounts have a limit of six withdrawals per statement cycle as mandated by federal regulations. This means that you have to be careful when managing your transfers, or you could end up with fees or even have the account converted … Continue reading →
Whether you’re opening new checking accounts or applying for a vehicle loan, you should find the financial institution that best fits your needs. The first thing to do in your search is to determine whether you need a credit union or a bank. What’s the difference? Banks are businesses that make money off the customers who lend and save with … Continue reading →
When opportunity knocks, we should listen. In times of economic challenge, those solutions designed to rescue and support the wider economy often include efforts to create financial relief and opportunities for individuals and families. Debt consolidation and auto loan refinancing are two examples of time-limited opportunities for those seeking to restructure their obligations to lower monthly payments and reduce long … Continue reading →
You’re seeing them on tv. You’re hearing them on the radio. You’re reading them on the web. The ads are everywhere… “Zero percent financing on your next auto loan!” “Pay no interest ever!” “Stop making interest payments right now!” In the era of COVID-19 pandemic lockdowns, auto financing offers have been fast and furious in their response to the economic … Continue reading →
